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Debit Card
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Debit Card

VISA Debit Card
Rupay Debit Card


VISA CLASSIC EMV INTERNATIONAL DEBIT CARD

To add to your convenience, your Bank has tied up with VISA for issuing Debit Card. VISA has a long-standing name in the banking industry in India as well as abroad. Visa is a reliable, international brand. Debit Card is basically a convenience card which can be used at a POS for making purchases at Merchant Establishments. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage. This card can also be used as an ATM card for withdrawing cash at all the ATMs bearing VISA logo in India and aboard.

Debit Cards:
This card can be used as an ATM card for withdrawing cash at the following ATMs:
  1. Saraswat Bank ATMs
  2. Visa enabled ATMs

Debit Card looks similar to a credit card, bearing a Visa logo, and can be used wherever Visa logo is displayed.

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use a secured e-Commerce Payment Gateway.

To register for Verified by Visa (VbV) click here

Debit card can be used upto the balance available in the account of cardholder. The daily transaction limit for Point of Sale + Online + ATM together is maintained at Rs 50,000/- with a maximum limit of Rs 25,000/- per day for ATM withdrawals. e.g.
  1. ATM Cash withdrawal Rs 15,000/- + POS transaction Rs 20,000/- + Online transaction Rs 15,000/-
  2. ATM Cash withdrawal Rs 25,000/- + POS transaction Rs 15,000/- + Online transaction Rs 10,000/-
  3. ATM Cash withdrawal Rs 25,000/- + POS transaction Rs 25,000/- + Online transaction - NIL
  4. Funds Transfer in linked accounts on Saraswat Bank's ATMs ONLY.

Benefits to You:
  1. Facilitates electronic transactions and saves the customer from carrying cash or withdrawing cash.
  2. Provides access to merchant establishments, eCommerce transactions and ATM access.
  3. Offers the customers safety and security.
  4. Extensive usage across a number of establishments as VISA is widely recognised in all leading departmental stores, eCommerce sites and retail outlets all over the world.
  5. Helps customer stay in control as it tracks their expenses.
  6. In case of international traveler, it can save the customer from having to stock up on traveller's cheques or cash when he/she travels.
  7. Debit cards may be more readily accepted than cheques, especially in other states or countries as one need not verify the authenticity of the payment and the merchant is assured of immediate payment.
  8. Lost Card Insurance Cover of Rs 50,000/-

Registration
For registration you may contact your nearest branch .The form for Registration can be downloaded from the "forms" section in the website.

Charges :
Click here to view the detail list of Debit Card Charges
Maximum withdrawal from Other Bank ATM is Rs 10000/- per transaction with an overall limit of Rs 50,000/- per day.
VISA PLATINUM EMV INTERNATIONAL DEBIT CARD

To add to your convenience, your Bank has tied up with VISA for issuing Debit Card. VISA has a long-standing name in the banking industry in India as well as abroad. Visa is a reliable, international brand. Debit Card is basically a convenience card which can be used at a POS for making purchases at Merchant Establishments. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage. This card can also be used as an ATM card for withdrawing cash at all the ATMs bearing VISA logo in India and aboard.

Debit Cards
This card can be used as an ATM card for withdrawing cash at the following ATMs:
  1. Saraswat Bank ATMs
  2. Visa enabled ATMs

Debit Card looks similar to a credit card, bearing a Visa logo, and can be used wherever Visa logo is displayed.

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use a secured e-Commerce Payment Gateway.

To register for Verified by Visa (VbV) click here

Debit card can be used upto the balance available in the account of cardholder. The daily transaction limit for Point of Sale + Online + ATM together is maintained at Rs 1,00,000/- with a maximum limit of Rs 50,000/- per day for ATM withdrawals . e.g.
  1. ATM Cash withdrawal Rs 35,000/- + POS transaction Rs 30,000/- + Online transaction Rs 35,000/-
  2. ATM Cash withdrawal Rs 50,000/- + POS transaction Rs 30,000/- + Online transaction Rs 20,000/-
  3. ATM Cash withdrawal Rs 50,000/- + POS transaction Rs 50,000/- + Online transaction - NIL
  4. Funds Transfer in linked accounts on Saraswat Bank's ATMs ONLY.

Benefits to You:
  1. Facilitates electronic transactions and saves the customer from carrying cash or withdrawing cash.
  2. Provides access to merchant establishments, eCommerce transactions and ATM access.
  3. Offers the customers safety and security.
  4. Extensive usage across a number of establishments as VISA is widely recognised in all leading departmental stores, eCommerce sites and retail outlets all over the world.
  5. Helps customer stay in control as it tracks their expenses.
  6. In case of international traveler, it can save the customer from having to stock up on traveller's cheques or cash when he/she travels.
  7. Debit cards may be more readily accepted than cheques, especially in other states or countries as one need not verify the authenticity of the payment and the merchant is assured of immediate payment.
  8. Lost Card Insurance Cover of Rs 1,00,000/-

Registration
For registration you may contact your nearest branch .The form for Registration can be downloaded from the "forms" section in the website.

Charges :
Click here to view the detail list of Debit Card Charges
Maximum withdrawal from Other Bank ATM is Rs 10,000/- per transaction with an overall limit of Rs 1,00,000/- per day.
RuPay CLASSIC CHIP INTERNATIONAL DEBIT CARD

The Saraswat Co-operative Bank Ltd is the 1st bank in the co-operative sector to launch new RuPay Classic Chip International Debit Card. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage.

This card can be used at any ATM and Merchant Establishment, displaying RuPay logo and internationally at ATM and Merchant Establishment displaying Discover, Diner’s Club International and Pulse Logo.

The daily transaction limit is Rs 50,000/- which includes Cash Withdrawal at ATM and POS transactions. The maximum limit for cash withdrawal at ATM in a day is Rs 25,000/-

Registration
For registration you may contact your nearest branch .The form for Registration can be downloaded from the "forms" section in the website.

Charges :
Click here to view the detail list of Debit Card Charges
Maximum withdrawal from Other Bank ATM is Rs 10,000/- per transaction with an overall limit of Rs 50,000/- per day.
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Saraswat-Bank
Saraswat-Bank