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Elite Current Account
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Elite Current Account

Elite Current Account Savings


Elite Current Account

Our Bank offers you freebies and add-ons that enhance your banking experience with us. Open an Elite Current Account and enjoy plethora of services all by maintaining a minimum balance of Rs 10,000/-. We offer Any Branch Banking to facilitate easy banking for you with the following salient feature.
Features & Benefits :
  • Minimum balance of Rs 10000/- only
  • Deposit / Withdraw cash from any of our branches
  • Transfer funds from one account to another within Saraswat Bank
  • Free Internet Banking and Mobile Banking facility that enables you to check your account balance and transactions in your account.
  • Shop using your International Rupay Debit Card
  • Free personalized cheque book with "Payable at Par" facility across all cities where Saraswat Bank has a branch
  • Free use of "Easy Pay Facility" to pay your electricity bills, telephone bills etc.
Eligibility:
You can open a Current account with us if you are:
  • Public or Private Limited Companies
  • Partnership Firms
  • Proprietorship Concerns
  • Trusts

      Documents: Originals & Self-attested copies to be submitted for verification

 Individuals:

  • One latest passport size photograph
  • Pan card or Form 60
  • Aadhaar card is mandatory
  • If the address on Aadhaar is different as that declared by him /her in the account opening form, any of the below officially valid documents should be accepted:
Passport/ Driving License/ Voter's Identity card/ NREGA Job card

 

Public or Private Limited Companies

  • Certificate of Incorporation and Commencement of Business
  • Certified true copy of Memorandum and Articles of Association
  • Certified Board resolution authorising the opening and operation of the account
  • PAN card. 
  • Documents of the authorized signatories as mentioned above for individuals
    Partnership Firms
    • Partnership Deed and Registration Certificate
    • PAN card
    • Documents of the authorized signatories as mentioned above for individuals

      Proprietorship Concerns

      A: Document of proprietor as mentioned above for individuals

      B:Any two documents with name and address of the firm and name of proprietor can suffice:

      • Registration Certificate
      • Certificate/License issued by the Municipal Authorities under Shop & Establishment Act
      • GST Certificate
      • Certificate/Registration document issued by Professional Tax authorities
      • IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT
      • Complete income tax return in name of the proprietor wherein the income of the firm is reflected.
      • Licence issued by the Registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control Authorities, etc.
      • Udyog Aadhaar
      • Utility bills such as electricity,water and landline telephone bills
      Trusts
      • Trust deed
      • Registration certificate
      • Pan Card
      • Copy of the resolution by the trustees authorizing the members concerned to open and operate the account
      • Documents of the authorized signatories as mentioned above for individuals.
      Clubs / Mandals / Associations
      • PAN card
      • Bye-laws of the association or club
      • Certificate of Registration
      • Copy of the resolution by the Board authorizing the members concerned to open and operate the account
      • Documents of the authorized signatories as mentioned above for individuals.

      Download the Account opening form

      Premium Current Account

      Saraswat bank caters to different category of entities under three current variants. With the specific purpose of catering the needs of SMEs, Corporates and Retail establishment, Bank has launched Premium Current Account. This account will help you avail multiple benefits by maintaining an average quarterly balance of Rs 50000/- in your current account.

      Features & Benefits:
      • Unlimited issuance of DD/PO
      • Free online Interbank funds transfer through NEFT /RTGS
      • Shop using your International Rupay Debit Card depending on the balance in your saving account
      • Enjoy Free Internet Banking and SMS Banking facility
      • Personalized cheque book free
      • Free access  to other bank ATMs
      • Free DEMAT Account, i.e. you do not have to bear any annual maintenance charges for first five years
      • 50% concession on charges for balance certificate and solvency certificate
      • 50% waiver on all charges levied, maximum upto Rs. 1,000/- for the services availed during the financial year*
      • Pay your electricity bills, telephone bills through “Easy Pay Facility” at no extra cost.
      • Receipt of Monthly Statement of Accounts by Email at no charges
      • Apart from the above, any retail loans extended (Car loan, MPLS and Samruddhi loan) in the name of Firm/ Company/ Proprietor/ Partners/ Directors will enjoy 50% concession on processing fees, subject to 1 year of maintaining the account. This waiver will be provided upto a maximum of Rs 15,000/- in a year on any one Retail Loan.
      Eligibility:
      You can open a Current account with us if you are:
      • Public or Private Limited Companies
      • Partnership Firms
      • Proprietorship Concerns
      • Small and Medium Enterprise
      • Retail Establishment
      • Trusts

      Documents: Originals & Self-attested copies to be submitted for verification

       Individuals:

      • One latest passport size photograph
      • Pan card or Form 60
      • Aadhaar card is mandatory
      • If the address on Aadhaar is different as that declared by him /her in the account opening form, any of the below officially valid documents should be accepted:

      Passport/ Driving License/ Voter's Identity card/ NREGA Job card

      Public or Private Limited Companies

      • Certificate of Incorporation and Commencement of Business
      • Certified true copy of Memorandum and Articles of Association
      • Certified Board resolution authorising the opening and operation of the account
      • PAN card. 
      • Documents of the authorized signatories as mentioned above for individuals
        Partnership Firms
        • Partnership Deed and Registration Certificate
        • PAN card
        • Documents of the authorized signatories as mentioned above for individuals

        Proprietorship Concerns

        A: Document of proprietor as mentioned above for individuals

        B:Any two documents with name and address of the firm and name of proprietor can suffice:

        • Registration Certificate
        • Certificate/License issued by the Municipal Authorities under Shop & Establishment Act
        • GST Certificate
        • Certificate/Registration document issued by Professional Tax authorities
        • IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT
        • Complete income tax return in name of the proprietor wherein the income of the firm is reflected.
        • Licence issued by the Registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control Authorities, etc.
        • Udyog Aadhaar
        • Utility bills such as electricity,water and landline telephone bills
        Trusts
        • Trust deed
        • Registration certificate
        • Pan Card
        • Copy of the resolution by the trustees authorizing the members concerned to open and operate the account
        • Documents of the authorized signatories as mentioned above for individuals.
        Clubs / Mandals / Associations
        • PAN card
        • Bye-laws of the association or club
        • Certificate of Registration
        • Copy of the resolution by the Board authorizing the members concerned to open and operate the account
        • Documents of the authorized signatories as mentioned above for individuals.
        Service Charges:
        For Service Charges details please refer to Service Charges section on website. 
        Account Closure Charges:

        If closed within 6 months Rs. 1000 +charges for unused cheque leaves at Rs. 2 per leaf.
        If closed within 1 year Rs. 500 +charges for unused cheque leaves at Rs. 2 per leaf.
        Unused cheque leave charges are applicable to all accounts which are closed
        Download the Account opening form

        * Conditions Apply


        Platinum Current Account
        Saraswat Bank has grown over the years and so have you. Our growth is directly proportional to your progress and Bank is keenly aware of it. With the purpose of accelerating excellence in our services provided to you Bank has launched a new product Platinum Current Account. Encouraging entrepreneurship by providing various facilities free to the customer is the hallmark of the product. You can avail multiple benefits by maintaining average quarterly balance of Rs 3.00 lac in your current account for Metro/Urban branches and Rs 2.00 lac for Semi Urban / Rural branches.

        Features & Benefits :
        • Minimum balance of Rs 3,00,000/- in Mumbai and Rs 2,00,000/- outside Mumbai per quarter.
        • Deposit / Withdraw cash from any of our branches
        • Free Access to other banks ATMs
        • Free DEMAT Account, i.e. you do not have to bear any annual maintenance charges.
        • Free remittance of funds through DD/PO or NEFT /RTGS.
        • No charges for giving standing instruction or solvency certificates
        • Free Cash handling i.e. you can deposit any amount of cash in your account free of charge in any of our branches.
        • Transfer funds from one account to another within Saraswat Bank
        • Free statement of accounts and Balance confirmation certificate once in a month
        • Free Internet Banking and Mobile Banking facility that enables you to check your account balance and transactions in your account without any extra charges.
        • Shop using your International Rupay Debit Card
        • Free personalized cheque book with "Payable at Par" facility across all cities where Saraswat Bank has a branch
        • Free use of "Easy Pay Facility" to pay your electricity bills, telephone bills etc.
        • Apart from the above, any retail loans extended (Car loan, MPLS and Samruddhi loan) in the name of Firm/ Company/ Proprietor/ Partners/ Directors will enjoy 100% concession on processing fees subject to 1 year of maintaining the account. This waiver will be provided upto a maximum of Rs 20,000/- in a year on any one Retail Loan.
        • Employees of your company are entitled to enjoy multiple benefits under Akshay Salary Scheme.
        Eligibility:
        You can open a Platinum Current account with us if you are:
        • Public or Private Limited Companies
        • Partnership Firms
        • Proprietorship Concerns
        • Trusts

        Documents: Originals & Self-attested copies to be submitted for verification

         Individuals:

        • One latest passport size photograph
        • Pan card or Form 60
        • Aadhaar card is mandatory
        • If the address on Aadhaar is different as that declared by him /her in the account opening form, any of the below officially valid documents should be accepted:
        Passport/ Driving License/ Voter's Identity card/ NREGA Job card

        Public or Private Limited Companies

        • Certificate of Incorporation and Commencement of Business
        • Certified true copy of Memorandum and Articles of Association
        • Certified Board resolution authorising the opening and operation of the account
        • PAN card. 
        • Documents of the authorized signatories as mentioned above for individuals
          Partnership Firms
          • Partnership Deed and Registration Certificate
          • PAN card
          • Documents of the authorized signatories as mentioned above for individuals

            Proprietorship Concern

            A: Document of proprietor as mentioned above for individuals

            B:Any two documents with name and address of the firm and name of proprietor can suffice:

            • Registration Certificate
            • Certificate/License issued by the Municipal Authorities under Shop & Establishment Act
            • GST Certificate
            • Certificate/Registration document issued by Professional Tax authorities
            • IEC (Importer Exporter Code) issued to the proprietary concern by the office of DGFT
            • Complete income tax return in name of the proprietor wherein the income of the firm is reflected.
            • Licence issued by the Registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control Authorities, etc.
            • Udyog Aadhaar
            • Utility bills such as electricity,water and landline telephone bills
            Trusts
            • Trust deed
            • Registration certificate
            • Pan Card
            • Copy of the resolution by the trustees authorizing the members concerned to open and operate the account
            • Documents of the authorized signatories as mentioned above for individuals.
            Clubs / Mandals / Associations
            • PAN card
            • Bye-laws of the association or club
            • Certificate of Registration
            • Copy of the resolution by the Board authorizing the members concerned to open and operate the account
            • Documents of the authorized signatories as mentioned above for individuals.
            Download the Account opening form
            93902443ce2aa20501d710077a23b4f2 savings account, loans, SME loans, NRI banking services, Forex, car loan, home loan, co-operative bank, trade finance
            Saraswat-Bank
            Saraswat-Bank