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E - Stock Advance
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E - Stock Advance




  • For personal expenses


  • Individuals who are not connected with any Stock Broking firm or activity.

Limit of Loan

  • Maximum Rs. 10.00 lakh in case of securities in Demat form
  • Maximum Rs. 5.00 lakh in case of securities in physical form

Basis of Advance

  • 50% of the market value of securities (as per approved list)
  • Loan can be granted against shares in Demat form only.

Repayment Period

  • Overdraft facility subject to review every year

Rate of Interest

Floating (PLR-4.25): 10.00% p.a.

Present PLR : 14.25% p.a

Processing Fee

  • Pledging Charges as applicable.


  • As per extant shareholding norms


  • Pledge of shares / securities
  • Minimum 2 scrips, no single scrip can exceed 50% of the current market value of the portfolio.


  1. Duly filled prescribed application form
  2. Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor.
  3. Declaration from borrower not being connected to any stock broking activity/firm
Conditions apply