• Home Loan
  • Vehicle Loan
fd7b860d20b3df6b5e57a096f9aece91 savings account, loans, SME loans, NRI banking services, Forex, car loan, home loan, co-operative bank, trade finance
Privilege Finance
Home » Personal » Retail Loans » Privilege Finance

Privilege Finance




  • Personal Expenses


  • Applicant should be in permanent employment for atleast 1 year in executive cadre
  • Minimum monthly take home salary Rs.35000/-
  • Professional/Businessmen: Any professional having an experience of at least 5 years of practice.
  • IT returns for last 1 year reflecting net cash accruals of Rs 1.50 lakh p.a

Limit of Loan

  • Maximum up to Rs.5.00 lakh                         

Basis of Advance

  • 20 times of monthly net salary
  • 3 times of Avg Net cash accruals

Repayment Period

  • Maximum 60 months

Rate of Interest

  • Fixed @12.50% p.a

Processing Fee

  • Rs. 2500/- irrespective of the loan amount


  • As per extant shareholding norms


  • Hypothecation of Household Articles.
  • Minimum one guarantor with Net monthly salary Rs.35000/- or net profit as per I.T.Returns of Rs.1.50 lakh


  1. Duly filled prescribed application form
  2. Latest Photograph, Photo Identity & Residence Proof of the Applicant & Guarantor 
  3. Income proof in the form of salary slips for last 3 months and bank statement for last 3 month or ITR/Form 16 for last 1 years
    Conditions apply