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Pravasi- Travel Loan
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Pravasi- Travel Loan


Purpose

  • A loan which provides financial assistance for inland and overseas travel.

Loan Amount

  • Maximum  Rs  2 Lakh

Basis of Advance

  • Salaried :12-15 times of Net take home salary
  • Businessmen: 2 times of Net cash accruals

Repayment

  • Maximum 24 months

Rate of Interest

  • Fixed @15.00% p.a

Concession of 0.25% p.a. for teachers/ professors (excluding coaching and Pvt tuitions)

Security

  • One / more Guarantors depending on merits of the proposal
  • Direct recovery through Salary / Salary Account.

Processing Fees

  • 1% of loan amount

Shareholding

  • Nominal membership

Documents Required

  • Duly filled application form
  • Photograph & Identity, residence proof of the Borrower & Guarantor
  • Salaried person: latest salary slips for last three months or ITR or Form 16.
  • Businessman/Professional/self employed :last two years profit & loss account and balance sheet

Insurance

  • Optional Life Insurance cover at concessional rates
Conditions apply
93902443ce2aa20501d710077a23b4f2 savings account, loans, SME loans, NRI banking services, Forex, car loan, home loan, co-operative bank, trade finance
Saraswat-Bank
Saraswat-Bank