Service charges applicable w.e.f. 1st November 2012 to Savings / Current/ Term deposit/ Overdraft/ Loan a/c a/c. Service tax @12.36% (inclusive of Education cess) would be levied over & above the service charges applicable. |
No | Type of Charge | Charges amount (Rs) |
1 | Ledger folio | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | No charges |
B | Regular/ Elite Current a/c/ Overdraft a/c | Minimum Rs 50/- per quarter, otherwise Rs 30/- per folio of 40 entries or part thereof whichever is higher |
C | Platinum Current a/c | No charges |
2 | Duplicate Passbook | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 50/- per passbook |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Not applicable |
3 | Duplicate Statement (Per page = 40 entries) | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 50/- per page or part thereof |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Rs 75/- per page or part thereof |
4 | Cheque leaf charges (Per leaf) | |
A | Savings a/c - Regular/NRE/NRO/Senior citizen/Easy deposit scheme/ Campus/ Akshay salary | 50 cheque leaves free every financial year, thereafter Rs 5/- per cheque leaf |
B | Elite Savings a/c | 100 cheque leaves free every financial year, thereafter Rs 5/- per cheque leaf |
C | Elite Silver Savings a/c | 200 cheque leaves free every financial year, thereafter Rs 5/- per cheque leaf |
D | Elite Gold Savings a/c | Free unlimited |
E | Cubs Savings a/c | Not Applicable |
F | Janhit (No Frills) Savings a/c | Not Applicable |
G | Regular Current/ Overdaft a/c | Rs 1.50/- per cheque leaf |
H | Elite Current a/c | Free Unlimited |
I | Platinum Current a/c | Free Unlimited |
5 | Issue of loose cheque leaf | (i) Urban/ Metro branches = Rs 5/- per cheque leaf (ii) Semi-Urban branches = Rs 2.50/- per cheque leaf (iii) Rural branches = Rs 2.50/- per cheque leaf |
6 | Non Collection of Personalized Cheque book from the branch within stipulated time (Return undelivered) | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 25/- per cheque book |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Rs 50/- per cheque book |
7 | Minimum balance for With/ without Cheque book facility – Average quarterly balance (AQB) requirement | |
A | Savings a/c - Regular/NRE/NRO/Senior citizen | (i) Urban/ Metro branches = Rs 1000/- (ii) Semi-Urban branches = Rs 500/- (iii) Rural branches = Rs 250/- |
B | Elite Savings a/c | (i) Urban/ Metro branches = Rs 5000/- (ii) Semi-Urban branches = Rs 5000/- (iii) Rural branches = Rs 5000/- |
C | Elite Silver Savings a/c | (i) Urban/ Metro branches = Rs 25000/- (ii) Semi-Urban branches = Rs 25000/- (iii) Rural branches = Rs 25000/- |
D | Elite Gold Savings a/c | (i) Urban/ Metro branches = Rs 100000/- (ii) Semi-Urban branches = Rs 100000/- (iii) Rural branches = Rs 100000/- |
E | Cubs Savings a/c | (i) Urban/ Metro branches = Rs 100/- (ii) Semi-Urban branches = Rs 100/- (iii) Rural branches = Rs 100/- |
F | Janhit (No Frills) Savings a/c | (i) Urban/ Metro branches = Rs 100/- (ii) Semi-Urban branches = Rs 100/- (iii) Rural branches = Rs 100/- |
G | Easy deposit/ Campus/ Akshay salary Savings a/c | (i) Urban/ Metro branches = Nil (ii) Semi-Urban branches = Nil (iii) Rural branches = Nil |
H | Regular Current a/c | (i) Urban/ Metro branches = Rs 5000/- (ii) Semi-Urban branches = Rs 2500/- (iii) Rural branches = Rs 1500/- |
I | Elite Current a/c | (i) Urban/ Metro branches = Rs 10000/- (ii) Semi-Urban branches = Rs 10000/- (iii) Rural branches = Rs 10000/- |
J | Platinum Current a/c | (i) Urban/ Metro branches = Rs 300000/- (ii) Semi-Urban branches = Rs 200000/- (iii) Rural branches = Rs 200000/- |
8 | Charges for non maintenance of Average quarterly balance (AQB) | |
A | Savings a/c - Regular/NRE/NRO/Senior citizen | (i) Urban/ Metro branches = Rs 150/- per quarter (ii) Semi-Urban branches = Rs 100/- per quarter (iii) Rural branches = Rs 50/- per quarter |
B | Elite Savings a/c | (i) Urban/ Metro branches = Rs 250/- per quarter (ii) Semi-Urban branches = Rs 250/- per quarter (iii) Rural branches = Rs 250/- per quarter |
C | Elite Silver Savings a/c | (i) Urban/ Metro branches = Rs 650/- per quarter (ii) Semi-Urban branches = Rs 650/- per quarter (iii) Rural branches = Rs 650/- per quarter |
D | Elite Gold Savings a/c | (i) Urban/ Metro branches = Rs 900/- per quarter (ii) Semi-Urban branches = Rs 900/- per quarter (iii) Rural branches = Rs 900/- per quarter |
E | Cubs Savings a/c | (i) Urban/ Metro branches = Rs 12/- per quarter (ii) Semi-Urban branches = Rs 12/- per quarter (iii) Rural branches = Rs 12/- per quarter |
F | Janhit (No Frills) Savings a/c | (i) Urban/ Metro branches = Rs 5/- per quarter (ii) Semi-Urban branches = Rs 5/- per quarter (iii) Rural branches = Rs 5/- per quarter |
G | Easy deposit/ Campus/ Akshay salary Savings a/c | (i) Urban/ Metro branches = Not applicable (ii) Semi-Urban branches = Not applicable (iii) Rural branches = Not applicable |
H | Regular Current a/c | (i) Urban/ Metro branches = Rs 600/- per quarter (ii) Semi-Urban branches = Rs 400/- per quarter (iii) Rural branches = Rs 300/- per quarter |
I | Elite Current a/c | (i) Urban/ Metro branches = Rs 750/- per quarter (ii) Semi-Urban branches = Rs 750/- per quarter (iii) Rural branches = Rs 750/- per quarter |
J | Platinum Current a/c | (i) Urban/ Metro branches = Rs 2000/- per quarter (ii) Semi-Urban branches = Rs 2000/- per quarter (iii) Rural branches = Rs 2000/- per quarter |
9 | Stop payment instruction | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 25/- per cheque leaf |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Rs 50/- per cheque leaf |
10 | Stop payment instruction after Loss of complete cheque book or range of cheques | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 100/- per instance |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Rs 200/- per instance |
11 | Charges for setting Standing instruction for payment of loan/ RD instalment for account maintained across the Bank | No charges |
12 | Charges for setting Standing instruction where both debit/ credit a/c pertains to the same branch | No charges |
13 | Charges for setting Standing instruction where credit a/c (other than loan/RD) pertains to other branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 15/- per instruction |
B | Regular/ Elite Current a/c/ Overdraft a/c | Rs 15/- per instruction |
C | Platinum Current a/c | No charges |
14 | Charges for Standing instruction transaction involving credit to another branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 10/- per transaction |
B | Regular/ Elite Current a/c/ Overdraft a/c | Rs 10/- per transaction |
C | Platinum Current a/c | No charges |
15 | Confirmation of signature | Rs 50/- per request |
16 | Photo attestation | Rs 50/- per request |
17 | Address confirmation | Rs 50/- per request |
18 | Solvency certificate for Education loan purpose | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 1000/- for 1st copy & Rs 100/- per copy of the rest original copies |
B | Regular / Elite Current a/c/ Overdraft a/c | Rs 1000/- for 1st copy & Rs 100/- per copy of the rest original copies |
C | Platinum Current a/c | No charges |
D | Non – Account holders | Rs 3000/- for 1st copy & Rs 150/- per copy of the rest original copies |
19 | Solvency certificate for Other purpose | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Minimum Rs 500/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/- |
B | Regular / Elite Current a/c/ Overdraft a/c | Minimum Rs 500/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/- |
C | Platinum Current a/c | No charges |
20 | Balance certificate | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | First certificate free. Duplicate or additional copies Rs 25/- per copy |
B | Regular / Elite Current a/c/ Overdraft a/c | First certificate free. Duplicate or additional copies Rs 25/- per copy |
C | Platinum Current a/c | No charges |
21 | Issue of certificate viz. No Dues, NOC, Interest certificate, Cheque honoured, Account Maintaining etc | First certificate free. Duplicate or additional copies Rs 25/- per copy |
22 | Enquiry Of Old Transactions | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | (i) Upto 1 year = Free (ii) Beyond 1 year to 3 year = Rs 100/- per request (iii) Beyond 3 years = Rs 100/- per request or Rs 100/- per page (max 40 entries per page) whichever is higher |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | (i) Upto 1 year = Free (ii) Beyond 1 year to 3 year = Rs 150/- per request (iii) Beyond 3 years = Rs 150/- per request or Rs 150/- per page (max 40 entries per page) whichever is higher |
23 | Dormant Account (Non Operational – Account with no customer initiated transaction) charges if Average Quarterly balance is not maintained | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 50/- per annum |
B | Regular/ Elite/ Platinum Current a/c | Rs 75/- per annum |
24 | Copy of the cheque | Rs 50/- per instance |
25 | Transfer Of Account/ Term deposit (after maturity)/ Term deposit Interest | (i) Within Bank: No charges (ii) To Other Bank: As applicable for DD/Payorder issuance |
26 | Unutilised cheque leaves at the time of closure of Account | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 5/- per cheque leaf |
B | Janhit (No Frills) Savings a/c | Not applicable |
C | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Rs 2/- per cheque leaf |
27 | Closure Of Account | |
A | Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Campus/ Akshay salary | (i) Within 6 Months = Rs 200/- (ii) Within 1 year = Rs 150/- |
B | Elite Savings a/c | (i) Within 6 Months = Rs 250/- (ii) Within 1 year = Rs 150/- |
C | Elite Silver Savings a/c | Within 1 year = Rs 500/- |
D | Elite Gold Savings a/c | Within 1 year = Rs 750/- |
E | Janhit (No Frills) Savings a/c | Within 6 Months = Rs 10/- |
F | Regular Current a/c | (i) Within 6 Months = Rs 500/- (ii) Within 1 year = Rs 250/- |
G | Elite Current a/c | (i) Within 6 Months = Rs 300/- (ii) Within 1 year = Rs 200/- |
H | Platinum Current a/c | (i) Within 6 Months = Rs 2000/- (ii) Within 1 year = Rs 1000/- |
28 | Addition / Deletion Of Names | |
A | In joint accounts / Nomination changes in operational instruction | Rs 25/-per request |
B | In case of death case | No charges |
29 | Allowing operation through power of attorney/ Mandate | Rs 50/-per request |
30 | Withdrawal by cheque or otherwise exceeding 50 per half year (Excluding system generated transactions on alternate delivery channel of our Bank) | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 5/- per withdrawal after the 50th transaction |
B | Janhit (No Frills) Savings a/c | Not applicable |
C | Regular/ Elite/ Platinum Current a/c | Not applicable |
31 | Cash Deposit/ Withdrawal limit at home branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Deposit/ Withdrawal = No limit |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Deposit/ Withdrawal = No limit |
32 | Cash handling charges at home branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Deposit/ Withdrawal = No charges |
B | Regular Current/ Elite Current/ Overdraft a/c – Withdrawal charges per day per branch | If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 5/- per 10000 or part thereof on the full amount |
C | Regular Current/ Elite Current/ Overdraft a/c – Deposit charges per day per branch | If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- = Higher of (i) or (ii) (i) Rs 5/- per 10000 or part thereof on the full amount (ii) Rs 5/- per 100 notes or part thereof |
D | Platinum Current a/c | Deposit/ Withdrawal = No charges |
E | Cash deposited by Customer/ Non customer for remittance by way of DD/ PO/ NEFT | Higher of (i) or (ii) (i) On the basis of amount - Rs 10/- per 10000 or part thereof on the full amount (ii) On the basis of notes – Rs. 10/- per 100 notes or part thereof |
33 | Cash Deposit/ Withdrawal limit at non home branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | (i) Deposit = No limit (ii) Withdrawal = Rs 25000/- per day |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | (i) Deposit = No limit (ii) Withdrawal = Rs 50000/- per day |
34 | Cash handling charges at non home branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Deposit/ Withdrawal = No charges |
B | Regular Current/ Elite Current/ Overdraft a/c – Withdrawal charges per day per branch | If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 10/- per 10000 or part thereof on the full amount |
C | Regular Current/ Elite Current/ Overdraft a/c – Deposit charges per day per branch | If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- = Higher of (i) or (ii) (i) Rs 10/- per 10000 or part thereof on the full amount (ii) Rs 10/- per 100 notes or part thereof |
D | Platinum Current a/c | Deposit/ Withdrawal = No charges |
E | Cash deposited by Customer/ Non customer for remittance by way of DD/ PO/ NEFT | Higher of (i) or (ii) (i) On the basis of amount - Rs 10/- per 10000 or part thereof on the full amount (ii) On the basis of notes – Rs. 10/- per 100 notes or part thereof |
35 | Remittance by issue of DD/ Mail transfer/ TT | |
A | Upto Rs 1000 | Rs 20/- |
B | Above 1000 and upto Rs 1 lakh | Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher |
C | Above 1 lakh and upto Rs 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher |
D | Above 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/- |
36 | Issue Of Payorder/ DD | |
A | Elite/ Elite Silver/ Elite Gold Savings a/c | Free Unlimited |
B | Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Janhit (No Frills) / Campus/ Akshay salary | |
(i) | Upto Rs 1000 | Rs 20/- |
(ii) | Above 1000 and upto Rs 1 lakh | Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher |
(iii) | Above 1 lakh and upto Rs 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher |
(iv) | Above 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/- |
C | Regular Current/ Overdaft a/c | |
(i) | Upto Rs 1000 | Rs 20/- |
(ii) | Above 1000 and upto Rs 1 lakh | Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher |
(iii) | Above 1 lakh and upto Rs 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher |
(iv) | Above 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/- |
D | Elite Current a/c (5 Payorder/ DD free per calendar month with maximum limit of Rs 25000/- per Payorder/ DD thereafter as below) | |
(i) | Upto Rs 1000 | Rs 20/- |
(ii) | Above 1000 and upto Rs 1 lakh | Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher |
(iii) | Above 1 lakh and upto Rs 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher |
(iv) | Above 10 lakh | Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/- |
E | Platinum Current a/c | Free Unlimited |
37 | Revalidation of Payorder/ DD | Rs 50/- per instrument |
38 | Cancellation of Payorder/ DD | Rs 50/- per instrument |
39 | Issue of duplicate Payorder/ DD | Rs 50/- per instrument |
40 | Electronic Clearing Service (Return) | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | Rs 100/- per instance |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | Rs 200/- per instance |
41 | RTGS Inward | Free |
42 | RTGS Outward at the branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | (i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/- |
B | Regular/ Elite Current a/c/ Overdraft a/c | (i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/- |
C | Platinum Current a/c | No charges |
43 | RTGS Outward through Internet banking | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Campus/ Akshay salary | (i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/- |
B | Savings a/c - Elite Silver/ Elite Gold | No charges |
C | Regular/ Elite Current a/c/ Overdraft a/c | (i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/- |
D | Platinum Current a/c | No charges |
44 | NEFT Inward | Free |
45 | NEFT Outward at the branch | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | (i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/- |
B | Regular/ Elite Current a/c/ Overdraft a/c | (i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/- |
C | Platinum Current a/c | No charges |
46 | NEFT Outward through Internet banking | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Campus/ Akshay salary | (i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/- |
B | Savings a/c - Elite Silver/ Elite Gold | No charges |
C | Regular/ Elite Current a/c/ Overdraft a/c | (i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/- |
D | Platinum Current a/c | No charges |
47 | Collection Of outward / Inward cheque | |
A | Upto Rs 5000 | Rs 25/- |
B | Above Rs 5000 & upto Rs 10000 | Rs 50/- |
C | Above Rs 10000 & upto Rs 100000 | Rs 100/- |
D | Above Rs 100000 | Rs 150/- |
48 | Collection Of outward / Inward bill | |
A | Upto Rs 1000 | Rs 30/- |
B | Above Rs 1000 & upto Rs 5000 | Rs 50/- |
C | Above Rs 5000 & upto Rs 10000 | Rs 70/- |
D | Above Rs 10000 & upto Rs 100000 | Minimum Rs 60/-, otherwise Rs 6/- per 000 whichever is higher |
E | Above Rs 100000 & upto Rs 1000000 | Minimum Rs 500/-, otherwise Rs 5/- per 000 whichever is higher |
F | Above Rs 1000000 | Minimum Rs 3000/-, otherwise Rs 4/- per 000 whichever is higher subject to Maximum Rs 15000/- |
49 | Return Dishonour Of bill/ Cheque | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary | (i) Inward Clearing = Rs 100/- per instrument/ bill (ii) Outward Clearing = Rs 50/- per instrument/ bill |
B | Regular/ Elite/ Platinum Current a/c/ Overdraft a/c | (i) Inward Clearing = Rs 200/- per instrument/ bill (ii) Outward Clearing = Rs 100/- per instrument/ bill |
50 | Debit Card Charges – AMC (Annual maintenance charges) | |
A | Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Janhit (No Frills)/ Elite/ Campus/ Akshay salary | 1st year AMC free, thereafter Rs 99/- per year |
B | Elite Silver Savings a/c | First 2 years AMC free, thereafter Rs 99/- per year |
C | Elite Gold Savings a/c | Lifetime AMC free |
D | Regular Current/ Elite Current/ Overdraft a/c | 1st year AMC free, thereafter Rs 99/- per year |
E | Platinum Current a/c | Lifetime AMC free |
51 | Add on Debit Card | Rs 99/- |
52 | Replacement of a Damaged Debit Card | No charges |
53 | Replacement of a Lost Debit Card | Rs 99/- |
54 | Duplicate Pin mailer charges | Rs 25/- |
55 | SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry | Free |
56 | Other Banks’ ATM | |
A | Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (No Frills)/ Elite/ Campus/ Akshay salary | First 5 transactions free in a calendar month, thereafter Rs 20/- per Cash withdrawal & Rs 10/- per Balance enquiry in the same month |
B | Savings a/c - Elite Silver/ Elite Gold | No charges |
C | Regular/ Elite Current a/c/ Overdraft a/c | Rs 20/- per Cash withdrawal & Rs 10/- per Balance enquiry |
D | Platinum Current a/c | No charges |
57 | ATM Cash Withdrawal (Outside India) | Rs 120/- per transaction |
58 | ATM Balance Enquiry (Outside India) | Rs 15/- per enquiry |
59 | Sales Slip Retrieval / Charge Back Processing Fee | Rs 225/- per instance |
60 | Service Charges For International Transactions | 2.50% of the transaction amount |
61 | Transactions At Petrol Pumps And Railway Counters | 2.50% of the transaction amount |
62 | SMS Banking | Free |
63 | Internet Banking | Free |
64 | Custody charges of securities/ documents/ title deeds mortgaged with Bank not collected within 30 days from closure of advance | Rs 100/- per month or part thereof |
65 | Commitment charges for Overdraft a/c other than secured against Tangible securities enjoying limit above Rs 50 lakh | 0.25% per annum on the unutilized portion of Overdraft a/c where the utilization is below 80% of the sanctioned limit |
66 | Fore-closure/ prepayment penalty on floating interest rate home loans | No charges |
