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Savings Deposit

A Savings Account for everyone to inculcate the habit of saving and avoid thrift. Bank offers you a host of convenient features and banking channels to transact through. Personalized service coupled with technology enabled products is the hallmark of our service. We offer you a saving account with host of products like SMS Banking, Visa Debit Card and also allow you to operate your account in the confines of your home /office through internet. All the services are offered to you with very simple terms and conditions and minimal charges. The salient features of the saving account are given as under

  •  Bank  conveniently with facilities like Net Banking and mobile banking- Check your  Account Balance. Take advantage of Easy Pay, an instant solution to all your frequent utility bill payments.
  • Never  overspend. Shop using your international Visa Debit Card depending on the  balance in your saving account
  •  Wide  ATM coverage  and get connected to ATM across the world through  VISA Debit  Card
  •  Free  unlimited issuance of DD/PO on Saraswat Bank Locations.
  •  Free   Personalized Cheque Book with name printed on each cheque leaf for enhanced  security.
  •   Avail of  facilities like  Safe Deposit Locker      .
  •   Free  Passbook facility available at home branch for account holders      (individuals).
         
            
     
    Penalty / Service Charges     
    For Service Charges details please refer to Service Charges section on    website. 
      
         
     
    Account Closure Charges

If within 6 Months Rs.200 plus Charges for unutilised cheque leaves @Rs.5 per leaf.

If Within 1 year Rs 150 /-plus charges of unused cheque leaf at Rs 5 per leaf

 

Unused cheque leave charges are applicable to all accounts which are closed

Download Deposit Scheme forms [Individuals & Others]


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