Saraswat Bank makes holidaying easy  and fun. Your Bank now offers simple , convenient travel loans with minimum paperwork. 

Limit of Loan-         Maximum upto Rs 2.00 lacs

Basis of Advance     100% of the cost.

Eligibility  
                            12 times of net salary in case net   salary is upto Rs 5000(min net salary upto Rs 4000) and 15 times of net salary in case net salary above Rs 5000 or 2 times of net cash accruals  whichever is less

Repayment Period:  Maximum 24 months


Rate of Interest: Please contact your nearest branch for      latest interest rates and repayment schedule                      

Security:             One/ two guarantors.Recovery under Sec 60


Shareholding:        5% of loan amount  .Bank gives attractive dividend on the shares purchased .


Processing Fees:     Maximum 1 % of Loan amount  depending on the amount of  loan availed


Documents Required
a. Proforma invoice from travel agent
b. Photograph and Residence Proof of  the             Borrower and guarantor.
c. If you are a salaried person latest salary slip for 3 months
d.If you are a businessman/Professional/Self employed  last two years profit & loss   account and balance sheet.
 e.Guarantors latest salary slip /latest I.T. returns

DOWNLOAD FORMS FOR Personal LOAN SCHEMES