Unique Features of “Doctor- Delite Scheme “

 

A scheme which specifically caters to the noble profession of healing .

You can avail credit facility for

ØPurchasing equipments and furniture.

ØPurchasing of new premises for forming a clinic

ØRenovation of a clinic .

ØIncreased repayment period of 10 years for specific purpose

ØAn opportunity to become shareholder of the Bank

ØReduced and attractive interest rates

(Contact your nearest branch for further details )

 

Doctor- DeliteScheme
Eligibility	You are eligible if you are a experienced or fresh medical practitioner and also if you are a group of medical practitioners in the process of setting up a firm /Pvt Ltd Co.
Minimum andMaximum Limit	Minimum Limit- Rs 1.00 Lakhs   Maximum amount   Rural /Semi Urban Areas – Rs 20 Lacs with a sub limit of Rs 10 Lacs for equipment and premises   Urban/Metro Areas Rs 100 lacs with a sub limit of Rs 25 lacs for equipment and premises . Collateral: 40% if loan is only for equipments
Security	Hypothecation of equipment /furniture to be purchased Equitable Mortgage of Premises /Clinic
Personal Guarantee	Incase of existing medical practitioners- Guarantee of spouse (if available) or parents or blood relatives irrespective of income source. Incase of fresh medical practitioners- Guarantee of spouse (if available) or parents or blood relatives or others with minimum income of RS 2 lacs p.a.
Repayment period	For Premises and equipments - Upto 120 months Only for equipments- Upto 84 month
Documents Required	Photograph ,Identity proof and Residence Proof of the Applicant 1)IT Returns for last 3 years (incase of fresh medical practitioners IT returns may not be insisted) 2)Quotation of the equipment to be purchased / renovation cost or furniture cost. 3)Repayment mode will be through Post Dated Cheques or Standing Instructions from existing account holders 4)- Qualification Certificate
Shareholding	You can buy shares to the extent of 2.5% of the loan amount subject to Maximum limit of Rs 25000/-
Processing fees	1% of loan amount-Maximum Rs 5000
	Doctors can avail insurance for the equipment and premises at a nominal premium through us by Bajaj Allainz

If you are interested, Apply now
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