Purpose
Personal Expenses
 
Eligibilty
a) Three times of net profit
b) I.T.Returns for last three years reflecting net profit of Rs.1.50 lakhs
c) At least 5 years in practice.

Limit of Loan 
Maximum loan up to Rs.5.00 lakhs

Repayment Period 
Maximum 60 months 
 
Security
Hypothecation of Household Articles & One guarantor having minimum net salary of Rs.12000/- or net profit as per I.T.Returns of Rs.1.50 lakhs

Shareholding
2.50% of sanctioned loan amount; maximum Rs.25000/-

Processing Charges
Rs.1000/- irrespective of loan amount

Documents Required
(a) Photograph & Residence proof of borrower and guarantor
(b) I.T.Returns for last 3 years.
(c) Latest Salary slip/certificate or I.T.Returns of the guarantor

Other Condition: Pre-disbursement visit by Branch Official is must.

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