Purpose
Personal Expenses

Eligibility
a) 20 times of monthly net salary
b) Minimum average monthly take home salary Rs.15000/-
Rate of Interest
Please contact your nearest branch for interest rates and repayment schedule
Limit of Loan 
Maximum loan up to Rs.5.00 lakhs

 
Repayment Period 
Maximum 60 months

Security
Hypothecation of Household Articles.Valuation from approved valuer to be kept on record.Minimum one guarantor .

Share Holding
Loan up to Rs. 2.00 lakhs - Nominal Membership
Loan above Rs. 2.00 lakhs - 2.50% of loan amount (Maximum Rs. 25000/-)

Processing Charges
Rs 1000/- irrespective of loan amount .

Documents Required
a) Photograph and Residence Proof of the Borrower & Guarantor.
b) Salary slips for last 3 months and Bank statement for last 6 months.
c) Form No.16 of the borrower.
d) Latest salary slip of guarantor, where guarantor is taken

Other Condition: Pre-disbursement visit by Branch Official is must.

If you are interested, Apply now
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