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Financial Results

Saraswat Bank releases it's financial related information through this section, one can view Annual Reports of the last 2 financial years at any given time.

PERFORMANCE HIGHLIGHTS FOR THE YEAR ENDED March, 2009(RS. IN CRORES)

Particulars

Year Ended 31.03.2008 Audited

Year Ended 31.03.2009 Audited

Interest Earned

1023.11

1270.45

Other Operating Income

154.154.48

229.47

TOTAL INCOME

1177.59

1499.92

Interest Expenditure

696.85

911.08

Operating Expenditure

233.96

263.48

TOTAL EXPENDITURE

930.81

1174.56

GROSS PROFIT

246.78

325.36

Less: Provisions

14.94

9.75

OPERATING PROFIT BEFORE TAX

231.84

315.61

Less: Income tax expenses

29.58

74.32

NET PROFIT AFTER TAX

202.26

241.29

EXCEPTIONAL ITEMS

 

30.50

Deposits

11430.82

12918.85

Advances

7448.31

8110.41

Net NPAs %

0.00%

0.00%

Paid-up Capital

Share capital of Saraswat Bank

71.21

77.50

Reserves

1059.74

1096.71

Capital Adequacy (%)

10.85

10.92


 

 




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