Zoom past the traffic on your new two-wheeler. Leave the money woes to us. Saraswat Bank offers loan upto 80% of the cost for two wheelers at a 12% rate of interest.


  1. Salaried personnel: Employee of reputed organization with confirmed service of minimum one year
  2. Businessman / professional / self employed

Loan Amount:

  1. Max Rs. 20 Lakh

Basis of Advance:

  1. 25 times of the net take-home salary 
  2. 3 times Avg Gross cash accruals or latest audited gross cash accrual with justification

*whichever is less

Repayment Period:

  1. Maximum 60 months

Rate of Interest :

Period ROI
Upto 3 yrs 11.50%
>3 yrs to 5 yrs 12.00%

Processing Fees:

  1. (No other charges such as CIBIL, FI & CERSAI.)
    For loans above Rs.10.00 lakh – Rs.5000/-
     For loans upto Rs.10.00 lakh – 0.50% of loan amount, maximum Rs.3000/-


  1. As per extant shareholding norms


  1. Hypothecation of two-wheeler
  2. One Guarantor

Documents Required:

  1. Duly filled prescribed application form
  2. Proforma Invoice from approved dealer.
  3. Latest Photograph, Photo Identity Proof & Residence Proof of the Applicant & Guarantor
  4. Salaried personnel: latest salary slips for last 3 months or ITR or form 16 for latest one year
  5. Businessman/professional/ self-employed: last three years profit & loss account and balance sheet

Conditions Apply*

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 2400 5555
Email: corporatecenter@saraswatbank.com