Loaded with the finest banking services to ensure that our customers have the best experience, the Elite Gold Account is the best savings account for all your needs. With  Sweep In/Sweep Out facility, this account can be maintained with an average quarterly balance of Rs. 100000/- only.


  1. Individuals (singly or jointly)
  2. Minor by guardian
  3. Organizations
  4. Co-op. societies

Minimum balance:

  1. Initial deposit for opening the account Rs.100000.
  2. Average quarterly balance to be maintained Rs.100000.

Rate of Interest:

4% p.a.

Free Personal Accident Cover of Rs. 2 lacs:

  1. Free for initial 5 years
  2. Thereafter Rs. 26/-  inclusive of applicable tax

Special facilities/features:

  1. FREE - Rupay debit card, Unlimited number of personalized cheque leaves free.
  2. DDs/POs free unlimited on Saraswat Bank locations.
  3. Free monthly statements by email.
  4. Demat account: No annual maintenance charges for lifetime.
  5. No charges for using other bank ATMs.
  6. Sweep In Sweep Out: Available
  7. Online Bill Pay, Internet Banking, SMS Banking & Core Banking facility
  8. Online NEFT/RTGS: No charges.
  9. Interest rate concession on Advantage/Privilege/MPLS: 1% concession
  10. 100% Concession in processing fee of car loan.( Terms and Conditions Apply)
  11. Concession on International remittances/TC issue/ Currency issue - Branches to finalize with IBD.

Penalty for non-maintenance of minimum balance:

Rs.900 per quarter (for all categories of branches)

Account closure charges:

If within 1 year: Rs.750 + Rs.5 per unused cheque


Click here to download KYC documents submission requirement.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com