First-rate services at your doorstep along with the luxury of numerous banking facilities, what more could one ask for? Saraswat Bank’s Platinum Current Account is designed to grant you the best amenities, with no extra cost, to encourage blooming entrepreneurship. All these benefits can be availed by maintaining an average quarterly balance of Rs. 3,00,000/- in Mumbai and Rs. 2,00,000/- outside Mumbai in your current account.

Features & Benefits:

  1. Minimum quarterly balance of Rs 3,00,000/- in Urban/ Metro branches and Rs 2,00,000/- in Semi-Urban and Rural branches
  2. Deposit / Withdraw cash from any of our branches
  3. Free Access to other banks ATMs
  4. Free DEMAT Account, i.e. you do not have to bear any annual maintenance charges.
  5. Free remittance of funds through DD/PO or NEFT /RTGS.
  6. No charges for giving standing instruction or solvency certificates
  7. Free Cash handling i.e. you can deposit any amount of cash in your account free of charge in any of our branches.
  8. Transfer funds from one account to another within Saraswat Bank
  9. Free statement of accounts and Balance confirmation certificate once in a month
  10. Free Internet Banking and Mobile Banking facility that enables you to check your account balance and transactions in your account without any extra charges.
  11. Shop using your International Rupay Debit Card
  12. Free personalized chequebook with "Payable at Par" facility across all cities where Saraswat Bank has a branch
  13. Free use of "Easy Pay Facility" to pay your electricity bills, telephone bills etc.
  14. Apart from the above, any retail loans extended (Car loan, MPLS and Samruddhi loan) in the name of Firm/ Company/ Proprietor/ Partners/ Directors will enjoy 100% concession on processing fees subject to 1 year of maintaining the account. This waiver will be provided upto a maximum of Rs 20,000/- in a year on any one Retail Loan.
  15. Employees of your company are entitled to enjoy multiple benefits under Akshay Salary Scheme.


  1. Public or Private Limited Companies
  2. Partnership Firms
  3. Proprietorship Concerns
  4. Trusts


Click here to download KYC documents submission requirement.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com