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A dedicated loan for those who cherish their time exploring, wandering and enjoying outdoors, the Pravasi Travel Loan is the perfect one for you. Saraswat bank offers a loan up to Rs. 2 Lakhs to harbour your travel plans, domestically or internationally.

Loan Amount:

Maximum Rs. 2 Lakh


Basis of Advance:

  1. Salaried: 12-15 times of net take-home salary
  2. Businessmen: 2 times of net cash accruals

Repayment:

Maximum 24 months


Rate of Interest:

  1. Fixed @13.25% p.a.

Security:

  1. One / more Guarantors depending on merits of the proposal
  2. Direct recovery through Salary / Salary Account

Processing Fees:

1% of loan amount


Shareholding:

As per extant shareholding norms


Documents Required

  1. Duly filled application form
  2. Photograph, identity and residence proof of the Borrower and Guarantor
  3. Salaried Employee: Latest salary slips of last three months or ITR or Form 16
  4. Businessman/Professional/self-employed: Last two years profit & loss account and balance sheet

Insurance:

Optional Life Insurance cover at concessional rates.


Conditions Apply*

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com