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New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

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ATM & Branch Locator

Cardless Cash Withdrawals

Now you can withdraw cash from Saraswat Bank's ATMs using New Retail Internet Banking / GOMO NxT Mobile Banking Application.
Saraswat Bank is proud to introduce you a unique facility for withdrawing cash from ATMs i.e. ‘Cardless Cash Withdrawal’ wherein you can withdraw cash from bank ATMs using New Retail Internet Banking / GOMO NxT Mobile Banking Application instead of Cards. It allows safe & secured cash withdrawals from Saraswat Bank ATMs across India.

Here’s how to withdraw cash form ATMs without card:
STEP 1 - Raise Request at New Retail Internet Banking Application
1. Login into New Retail Internet Banking Application.
2. Visit 'Services'
3. Select ‘ Initiate Cardless Cash’
4. Further, select your account number, enter your desired amount in multiple of 100.
5. Enter your OTP and ‘Submit’ the request
6. You will receive a confirmation message on your registered mobile number/email id.

OR 


STEP 1 - Raise Request at GOMO NxT Mobile Banking Application
1. Login into GOMO NxT Mobile Banking Application.
2.Visit 'More'
3.Select ‘Cardless Cash’
4. Select ‘Initiate Cardless Cash’
5. Further, select your account number, enter your desired amount in multiple of 100
6. Enter your secured mPIN and ‘Submit’ the request
7. You will receive a confirmation message on your registered mobile number/email id.


STEP 2 - Withdrawing Cash at Saraswat Bank’s ATM
1. Press button assigned for CardLess Cash Withdrawal
2.Enter your Mobile Number registered with bank
3. Enter OTP received on your registered mobile number
4. After successful verification, Cash will be dispensed from ATM
5. ‘Thank you’ message will be displayed on screen!

So simple!

Note:

  1. There is no transaction fee / any other charges!
  2. Request must be raised from New Retail Internet Banking & GOMO NxT Mobile Banking application
  3. While raising a request, amount should be entered in multiples of 100.
  4. Amount will be dispensed as per the cash availability at Saraswat Bank’s ATMs.
  5. The daily limit for Cardless Cash Withdrawal is Rs.10,000/-
  6. The request of Cardless Cash withdrawal will expire after 12 AM.

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