Service Charges

Service charges applicable to Savings / Current / Term deposit / Overdraft / Loan a/c. GST will be levied over and above the service charges applicable.

No	Type of Charge	Charges Amount (Rs)
1	Ledger folio
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	No charges
B	Regular/ Elite Current a/c/ Overdraft a/c	Minimum Rs. 100 per quarter, otherwise Rs. 50 per folio of 40 entries or part thereof whichever is higher
C	Platinum Current a/c	No charges
D	Premium Current a/c	Minimum Rs. 50 per quarter, otherwise Rs 25 perfolio of 40 entries or part thereof whichever is higher
2	Duplicate Passbook
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	Rs 50/- per passbook
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Not applicable
3	Duplicate Statement (Per page = 40 entries)
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	Rs 50/- per page or part thereof
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Rs 75/- per page or part thereof
4	Cheque leaf charges (Per leaf)
A	Savings a/c - Regular/NRE/NRO/Senior citizen/Easy deposit scheme/ Campus/ Akshay salary/ Suvidha	20 cheque leaves free every financial year, thereafter Rs 4/- per cheque leaf
B	Elite Savings a/c	40 cheque leaves free every financial year, thereafter Rs 4/- per cheque leaf
C	Elite Silver Savings a/c	100 cheque leaves free every financial year, thereafter Rs 4/- per cheque leaf
D	Elite Gold Savings a/c	Free unlimited
E	Cubs Savings a/c	Not Applicable
F	Janhit (Small Account) Savings a/c	Not Applicable
G	Regular Current/ Overdaft a/c	50 cheque leaves free p.a. , thereafter Rs 4/- per cheque leaf.
H	Elite Current a/c	200 cheque leaves free p.a. , thereafter Rs 4/- per cheque leaf.
I	Platinum Current a/c	250 cheque leaves free p.a. , thereafter Rs 4/- per cheque leaf.
J	Premium Current a/c	300 cheque leaves free p.a. , thereafter Rs 4/- per cheque leaf.
5	Issue of loose cheque leaf	(i) Urban/ Metro branches = Rs 5/- per cheque leaf (ii) Semi-Urban branches = Rs 2.50/- per cheque leaf (iii) Rural branches = Rs 2.50/- per cheque leaf
6	Non Collection of Personalized Cheque book from the branch within stipulated time (Return undelivered)
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha	Rs 25/- per cheque book
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Rs 50/- per cheque book
7	Minimum balance for With/ without Cheque book facility – Average quarterly balance (AQB) requirement
A	Savings a/c - Regular/NRE/NRO/Senior citizen	(i) Urban/ Metro branches = Rs 1000/- (ii) Semi-Urban branches = Rs 500/- (iii) Rural branches = Rs 250/-
B	Elite Savings a/c	(i) Urban/ Metro branches = Rs 5000/- (ii) Semi-Urban branches = Rs 5000/- (iii) Rural branches = Rs 5000/-
C	Elite Silver Savings a/c	(i) Urban/ Metro branches = Rs 25000/- (ii) Semi-Urban branches = Rs 25000/- (iii) Rural branches = Rs 25000/-
D	Elite Gold Savings a/c	(i) Urban/ Metro branches = Rs 100000/- (ii) Semi-Urban branches = Rs 100000/- (iii) Rural branches = Rs 100000/-
E	Cubs Savings a/c	(i) Urban/ Metro branches = Rs 100/- (ii) Semi-Urban branches = Rs 100/- (iii) Rural branches = Rs 100/-
F	Janhit (Small Account) Savings a/c	(i) Urban/ Metro branches = Rs 100/- (ii) Semi-Urban branches = Rs 100/- (iii) Rural branches = Rs 100/-
G	Easy deposit/ Campus/ Akshay salary/ Suvidha Savings a/c/ PMJDY Savings Account	(i) Urban/ Metro branches = Nil (ii) Semi-Urban branches = Nil (iii) Rural branches = Nil
H	Regular Current a/c	(i) Urban/ Metro branches = Rs 5000/- (ii) Semi-Urban branches = Rs 2500/- (iii) Rural branches = Rs 1500/-
I	Elite Current a/c	(i) Urban/ Metro branches = Rs 10000/- (ii) Semi-Urban branches = Rs 10000/- (iii) Rural branches = Rs 10000/-
J	Platinum Current a/c	(i) Urban/ Metro branches = Rs 300000/- (ii) Semi-Urban branches = Rs 200000/- (iii) Rural branches = Rs 200000/-
K	Premium Current a/c	(i) Urban/ Metro branches = Rs 50000/- (ii) Semi-Urban branches = Rs 50000/- (iii) Rural branches = Rs 50000/-
8	Charges for non maintenance of Average quarterly balance (AQB)
A	Savings a/c - Regular/NRE/NRO/Senior citizen/My Money Savings	For balance up to Rs 500 (i) Urban/ Metro branches = Rs 50/- per quarter (ii) Semi-Urban branches = Rs 30/- per quarter (iii) Rural branches = Rs 20/- per quarter For balance below Rs 500 (i) Urban/ Metro branches = Rs 150/- per quarter (ii) Semi-Urban branches = Rs 100/- per quarter (iii) Rural branches = Rs 50/- per quarter
B	Elite Savings a/c	For balance upto Rs 2500 (i) All branches = Rs 150/- per quarter For balance below Rs 2500 (i) All branches = Rs 250/- per quarter
C	Elite Silver Savings a/c	For balance upto Rs 12500 (i) All branches = Rs 500/-per quarter For balance below Rs 12500 (i) All branches = Rs 750/- per quarter
D	Elite Gold Savings a/c	For balance upto Rs 50000 (i) All branches = Rs 850/- per quarter For balance below Rs 50000 (i) All branches = Rs 1000/- per quarter
E	Cubs Savings a/c	For balance below Rs 100 (i) All branches = Rs 5/- per quarter
F	Janhit (Small Account) Savings a/c	For balance below Rs 100 (i) All branches = Rs 5/- per quarter
G	Easy deposit/ Campus/ Akshay salary/ Suvidha Savings a/c/ PMJDY Savings Account	(i) Urban/ Metro branches = Not applicable (ii) Semi-Urban branches = Not applicable (iii) Rural branches = Not applicable
H	Regular Current a/c	(i) Urban/ Metro branches = Rs 1000/- per quarter (ii) Semi-Urban branches = Rs 600/- per quarter (iii) Rural branches = Rs 500/- per quarter
I	Elite Current a/c	Rs 1000/- per quarter
J	Platinum Current a/c	Rs 2500/- per quarter
K	Premium Current a/c	Rs 1200/- per quarter
9	Stop payment instruction
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha a/c	Rs 25/- per cheque leaf
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Rs 50/- per cheque leaf
10	Stop payment instruction after Loss of complete cheque book or range of cheques
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha	Rs 100/- per instance
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Rs 200/- per instance
11	Charges for setting Standing instruction for payment of loan/ RD instalment for account maintained across the Bank	No charges
12	Charges for setting Standing instruction where both debit/ credit a/c pertains to the same branch	No charges
13	Charges for setting Standing instruction where credit a/c (other than loan/RD) pertains to other branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	Rs 15/- per instruction
B	Regular/ Elite/ Premium Current a/c/ Overdraft a/c	Rs 15/- per instruction
C	Platinum Current a/c	No charges
14	Charges for Standing instruction transaction involving credit to another branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	Rs 10/- per transaction
B	Regular/ Elite/ Premium Current a/c/ Overdraft a/c	Rs 10/- per transaction
C	Platinum Current a/c	No charges
15	Confirmation of signature	Rs 50/- per request
16	Photo attestation	Rs 50/- per request
17	Address confirmation	Rs 50/- per request
18	Solvency certificate for Education loan purpose
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	Rs 1000/- for 1^st copy & Rs 100/- per copy of the rest original copies
B	Regular / Elite Current a/c/ Overdraft a/c	Rs 1000/- for 1^st copy & Rs 100/- per copy of the rest original copies
C	Platinum Current a/c	No charges
D	Premium Current a/c	Rs 500/- for 1^st copy & Rs 50/- per copy of the rest original copies
E	Non – Account holders	Rs 3000/- for 1^st copy & Rs 150/- per copy of the rest original copies
19	Solvency certificate for Other purpose
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	Minimum Rs 750/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/-
B	Regular / Elite Current a/c/ Overdraft a/c	Minimum Rs 750/-, otherwise Rs 250/- per lac or part thereof subject to maximum of Rs 100000/-
C	Platinum Current a/c	No charges
D	Premium Current a/c	Minimum Rs 250/-, otherwise Rs 125/- per lac or part thereof subject to maximum of Rs 100000/-
20	Balance certificate
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	First certificate free. Duplicate or additional copies Rs 25/- per copy
B	Regular / Elite Current a/c/ Overdraft a/c	First certificate free. Duplicate or additional copies Rs 25/- per copy
C	Platinum Current a/c	No charges
D	Premium Current a/c	First certificate free. Duplicate or additional copies Rs 12.50/- per copy
21	Issue of certificate viz. No Dues, NOC, Interest certificate, Cheque honoured, Account Maintaining etc	First certificate free. Duplicate or additional copies Rs 25/- per copy
22	Enquiry Of Old Transactions
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	(i) Upto 1 year = Free (ii) Beyond 1 year to 3 year = Rs 100/- per request (iii) Beyond 3 years = Rs 100/- per request or Rs 100/- per page (max 40 entries per page) whichever is higher
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	(i) Upto 1 year = Free (ii) Beyond 1 year to 3 year = Rs 150/- per request (iii) Beyond 3 years = Rs 150/- per request or Rs 150/- per page (max 40 entries per page) whichever is higher
23	Transfer Of Account/ Term deposit (after maturity)/ Term deposit Interest	(i) Within Bank: No charges (ii) To Other Bank: As applicable for DD/Payorder issuance
24	Unutilised cheque leaves at the time of closure of Account
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha	Rs 5/- per cheque leaf
B	Janhit (Small Account) Savings a/c/ PMJDY Savings Account	Not applicable
C	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Rs 2/- per cheque leaf
25	Closure Of Account
A	Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Campus/ Akshay salary/ Suvidha	(i) Within 6 Months = Rs 200/- (ii) Within 1 year = Rs 150/-
B	Elite Savings a/c	(i) Within 6 Months = Rs 250/- (ii) Within 1 year = Rs 150/-
C	Elite Silver Savings a/c	Within 1 year = Rs 500/-
D	Elite Gold Savings a/c	Within 1 year = Rs 750/-
E	Janhit (Small Account) Savings a/c	Within 6 Months = Rs 10/-
F	Regular Current a/c	(i) Within 6 Months = Rs 500/- (ii) Within 1 year = Rs 250/-
G	Elite Current a/c	(i) Within 6 Months = Rs 300/- (ii) Within 1 year = Rs 200/-
H	Platinum Current a/c	(i) Within 6 Months = Rs 2000/- (ii) Within 1 year = Rs 1000/-
I	Premium Current a/c	(i) Within 6 Months = Rs 1000/- (ii) Within 1 year = Rs 500/-
26	Addition / Deletion Of Names
A	In joint accounts / Nomination changes in operational instruction	Rs 25/-per request
B	In case of death case	No charges
27	Allowing operation through power of attorney/ Mandate	Rs 50/-per request
28	Withdrawal by cheque or otherwise exceeding 50 per half year (Excluding system generated transactions on alternate delivery channel of our Bank)
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary	Rs 5/- per withdrawal after the 50^thtransaction
B	Janhit (Small Account) / Suvidha Savings a/c / PMJDY Savings Account	Not applicable
C	Regular/ Elite/ Platinum/ Premium Current a/c	Not applicable
29	Cash Deposit/ Withdrawal limit at home branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account	Deposit/ Withdrawal = No limit
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Deposit/ Withdrawal = No limit
30	Cash handling charges at home branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary	Deposit/ Withdrawal = No charges
B	Suvidha Savings a/c / PMJDY Savings Account	Deposit = No charges Withdrawal = First 4 transactions free in a month thereafter Rs. 10/- each for subsequent transaction.
C	Regular Current/ Elite Current/ Overdraft a/c – Withdrawal charges per day per branch	If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 5/- per 10000 or part thereof on the full amount
D	Regular Current/ Elite Current/ Overdraft a/c – Deposit charges per day per branch	If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- Higher of (i) or (ii) (i) Rs 5/- per 10000 or part thereof on the full amount (ii) Rs 5/- per 100 notes or part thereof
E	Platinum/ Premium Current a/c	Deposit/ Withdrawal = No charges
F	Cash deposited by Customer/ Non customer for remittance by way of DD/PO/ NEFT	Higher of (i) or (ii) (i) On the basis of amount - Rs 10/- per 10000 or part thereof on the full amount (ii) On the basis of notes – Rs. 10/- per 100 notes or part thereof
31	Cash Deposit/ Withdrawal limit at non home branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha/ PMJDY Savings Account	(i) Deposit = No limit (ii) Withdrawal = Rs 25000/- per day
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	(i) Deposit = No limit (ii) Withdrawal = Rs 50000/- per day
32	Cash handling charges at non home branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary	Deposit/ Withdrawal = No charges
B	Suvidha Savings a/c / PMJDY Savings Account	Deposit = No charges Withdrawal = First 4 transactions free in a month thereafter Rs. 10/- each for subsequent transaction.
C	Regular Current/ Elite Current/ Overdraft a/c – Withdrawal charges per day per branch	If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 10/- per 10000 or part thereof on the full amount
D	Regular Current/ Elite Current/ Overdraft a/c – Deposit charges per day per branch	If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- = Higher of (i) or (ii) (i) Rs 10/- per 10000 or part thereof on the full amount (ii)Rs 10/- per 100 notes or part thereof
E	Platinum Current a/c	Deposit/ Withdrawal = No charges
F	Premium Current a/c – Withdrawal charges per day per branch	If total Cash Withdrawal for that particular branch for that particular day exceeds Rs 100000/- = Rs 5/- per 10000 or part thereof on the full amount
G	Premium Current a/c – Deposit charges per day per branch	If total Cash Deposited for that particular branch for that particular day exceeds Rs 100000/- = Higher of (i) or (ii) (i) Rs 5/- per 10000 or part thereof on the full amount(ii)Rs 5/- per 100 notes or part thereof
H	Cash deposited by Customer/ Non customer for remittance by way of DD/PO/ NEFT	Higher of (i) or (ii) (i) On the basis of amount - Rs 10/- per 10000 or part thereof on the full amount (ii) On the basis of notes – Rs. 10/- per 100 notes or part thereof
33	Remittance by issue of DD/ Mail transfer/ TT
A	Upto Rs 1000	Rs 20/-
B	Above 1000 and upto Rs 1 lakh	Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher
C	Above 1 lakh and upto Rs 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher
D	Above 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-
34	Issue Of Payorder/ DD
A	Elite/ Elite Silver/ Elite Gold Savings a/c	Free Unlimited
B	Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Janhit (Small Account) / Campus/ Akshay salary/ Suvidha / PMJDY Savings Account
(i)	Upto Rs 1000	Rs 20/-
(ii)	Above 1000 and upto Rs 1 lakh	Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher
(iii)	Above 1 lakh and upto Rs 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher
(iv)	Above 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-
C	Regular Current/ Overdaft a/c
(i)	Upto Rs 1000	Rs 20/-
(ii)	Above 1000 and upto Rs 1 lakh	Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher
(iii)	Above 1 lakh and upto Rs 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher
(iv)	Above 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-
D	Elite Current a/c (5 Payorder/ DD free per calendar month with maximum limit of Rs 25000/- per Payorder/ DD thereafter as below)
(i)	Upto Rs 1000	Rs 20/-
(ii)	Above 1000 and upto Rs 1 lakh	Minimum Rs 30/-, otherwise Rs 3/- per 000 whichever is higher
(iii)	Above 1 lakh and upto Rs 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher
(iv)	Above 10 lakh	Minimum Rs 300/-, otherwise Rs 2/- per 000 whichever is higher subject to Maximum Rs 15000/-
E	Platinum/ Premium Current a/c	Free Unlimited
35	Revalidation of Payorder/ DD	Rs 50/- per instrument
36	Cancellation of Payorder/ DD	Rs 50/- per instrument
37	Issue of duplicate Payorder/ DD	Rs 50/- per instrument
38	Electronic Clearing Service (Return)
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account	Rs 100/- per instance
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	Rs 200/- per instance
39	RTGS Inward	Free
40	RTGS Outward at the branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account	(i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/-
B	Regular/ Elite/ Premium Current a/c/ Overdraft a/c	(i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/-
C	Platinum Current a/c	No charges
41	RTGS Outward through Internet banking
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary/ Suvidha	(i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/-
B	Savings a/c - Elite Silver/ Elite Gold	No charges
C	Regular/ Elite Current a/c/ Overdraft a/c	(i) Rs 2 lakh & upto 5 lakh = Rs 25/- (ii) Above Rs 5 lakh = Rs 50/-
D	Platinum/ Premium Current a/c	No charges
42	NEFT Inward	Free
43	NEFT Outward at the branch
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha / PMJDY Savings Account	(i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/-
B	Regular/ Elite/ Premium Current a/c/ Overdraft a/c	(i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/-
C	Platinum Current a/c	No charges
44	NEFT Outward through Internet banking
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary/ Suvidha	(i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/-
B	Savings a/c - Elite Silver/ Elite Gold	No charges
C	Regular/ Elite Current a/c/ Overdraft a/c	(i) Upto Rs 10000 = Rs 2.50/- (ii) Above Rs 10000 & upto Rs 1 lakh = Rs 5/- (iii) Above Rs 1 lakh & upto Rs 2 lakh = Rs 15/- (iv) Above Rs 2 lakh = Rs 25/-
D	Platinum/ Premium Current a/c	No charges
45	Collection Of outward / Inward cheque
A	Upto Rs 5000	Rs 25/-
B	Above Rs 5000 & upto Rs 10000	Rs 50/-
C	Above Rs 10000 & upto Rs 100000	Rs 100/-
D	Above Rs 100000	Rs 150/-
46	Collection Of outward / Inward bill
A	Upto Rs 1000	Rs 30/-
B	Above Rs 1000 & upto Rs 5000	Rs 50/-
C	Above Rs 5000 & upto Rs 10000	Rs 70/-
D	Above Rs 10000 & upto Rs 100000	Minimum Rs 60/-, otherwise Rs 6/- per 000 whichever is higher
E	Above Rs 100000 & upto Rs 1000000	Minimum Rs 500/-, otherwise Rs 5/- per 000 whichever is higher
F	Above Rs 1000000	Minimum Rs 3000/-, otherwise Rs 4/- per 000 whichever is higher subject to Maximum Rs 15000/-
47	Return Dishonour Of bill/ Cheque
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Elite Silver/ Elite Gold/ Campus/ Akshay salary/ Suvidha	(i) Inward Clearing = Rs 100/- per instrument/ bill (ii) Outward Clearing = Rs 50/- per instrument/ bill
B	Regular/ Elite/ Platinum/ Premium Current a/c/ Overdraft a/c	(i) Inward Clearing = Rs 200/- per instrument/ bill (ii) Outward Clearing = Rs 100/- per instrument/ bill
48	Debit Card Charges – AMC (Annual maintenance charges)
A	Savings a/c - Regular/NRE/NRO/Senior citizen/ Easy deposit scheme/ Cubs/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary	1^st year AMC free, thereafter Rs 99/- per year
B	Suvidha Savings a/c / PMJDY Savings Account	Not applicable
C	Elite Silver Savings a/c	First 2 years AMC free, thereafter Rs 99/- per year
D	Elite Gold Savings a/c	Lifetime AMC free
E	Regular Current/ Elite/ Premium Current/ Overdraft a/c	1^st year AMC free, thereafter Rs 99/- per year
F	Platinum Current a/c	Lifetime AMC free
49	Add on Debit Card	Rs 99/-
50	Replacement of a Damaged Debit Card	No charges
51	Replacement of a Lost Debit Card	Rs 99/-
52	Duplicate Pin mailer charges	Rs 25/-
53	SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry	Free
54	Other Banks’ ATM
A	Savings a/c - Regular/ NRE /NRO/ Senior citizen/ Easy deposit scheme/ CUBS/ Janhit (Small Account)/ Elite/ Campus/ Akshay salary / PMJDY Savings Account	First 5 transactions free in a calendar month, thereafter Rs 20/- per Cash withdrawal & Rs 10/- per Balance enquiry in the same month
B	Suvidha Savings a/c	Not applicable
C	Savings a/c - Elite Silver/ Elite Gold	No charges
D	Regular/ Elite Current a/c/ Overdraft a/c	Rs 20/- per Cash withdrawal & Rs 10/- per Balance enquiry
E	Platinum/ Premium Current a/c	No charges
55	ATM Cash Withdrawal (Outside India)	Rs 120/- per transaction
56	ATM Balance Enquiry (Outside India)	Rs 15/- per enquiry
57	Sales Slip Retrieval / Charge Back Processing Fee	Rs 225/- per instance
58	Service Charges For International Transactions	2.50% of the transaction amount
59	Transactions At Petrol Pumps And Railway Counters	2.50% of the transaction amount
60	SMS alert charges	Minimum - Rs. 1 per chargeable transaction Maximum - Rs. 15 irrespective of number of transactions
61	Internet Banking	Free
62	Custody charges of securities/ documents/ title deeds mortgaged with Bank not collected within 30 days from closure of advance	Rs 100/- per month or part thereof
63	Commitment charges for Overdraft a/c other than secured against Tangible securities enjoying limit above Rs 50 lakh	0.25% per annum on the unutilized portion of Overdraft a/c where the utilization is below 80% of the sanctioned limit
64	Fore-closure/ prepayment penalty on floating interest rate home loans	No charges
65	Printing & postage charges for notices sent to Dormant/Inoperative savings & current account holders	Printing & postage charges at actual

Please Note :

Ledger Folio Charges will be applicable for Platinum and Premium Current Accounts as per the Regular Current Accounts if the required average quarterly balance is not maintained in previous quarter.
Cheque leaf Charges will be applicable for elite, silver, gold, premium and platinum accounts as that for the regular accounts if the required average quarterly balance are not maintained in previous quarter.
SMS alert charges:
a. SMS alert charges will be levied every quarter for customer induced transactions.
b. International Mobile SMS charges: SMS charges for International Mobile number would be charged at actual in addition to Rs. 15 plus GST.

Debit Card Service Charges

CHARGES HEAD	CHARGES FOR PLATINUM RUPAY DEBIT CARD
Annual Fee	Rs. 150/- p.a. plus GST (1st year free)
Additional Card	Rs. 150/- per card plus GST.
Replacement of A Damaged Debit Card	NO CHARGE
Replacement of A Lost Debit Card	Rs 150/- per card plus GST.
SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry	FREE
ATM Cash Withdrawal (Outside India)	Rs 120/- per transaction.
ATM Balance Enquiry (Outside India)	Rs 15/- per enquiry.
Daily Card Limit (Cash Withdrawal + POS + Online)	Rs 1,00,000/-
ATM Cash Withdrawal Limit Per Day	Rs 50,000/-
Purchase Transaction Limit Per Day (POS & Online)	Rs 1,00,000/- (provided there is no ATM transaction during that particular day)
Service Charges for International Transactions	2.50% of the transaction amount.
Other banks ATM for Savings A/c
a) Cash Withdrawal/Balance Enquiry	First Three transactions (Financial and Non-Financial) * are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial) * per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs 20/- plus GST. Non-Financial transaction will be charged at Rs 10/- plus GST.
Other banks ATM for Current A/c holders
a) Cash Withdrawal/Balance Enquiry	All transactions are chargeable. Financial transaction will be charged at Rs 20/- plus GST Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.

CHARGES HEAD	CHARGES FOR CLASSIC EMV RUPAY CHIP DEBIT CARD
Annual Fee	Rs 150/- p.a. plus GST (1st year free)
Additional Card	Rs 150/- per card plus GST.
Replacement of A Damaged Debit Card	NO CHARGE
Replacement of A Lost Debit Card	Rs 150/- per card plus GST.
SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry	FREE
ATM Cash Withdrawal (Outside India)	Rs 120/- per transaction.
ATM Balance Enquiry (Outside India)	Rs 15/- per enquiry.
Daily Card Limit (Cash Withdrawal + POS + Online)	Rs 50,000/-
ATM Cash Withdrawal Limit Per Day	Rs 25,000/-
Purchase Transaction Limit Per Day (POS & Online)	Rs 50,000/- (provided there is no ATM transaction during that particular day)
Service Charges for International Transactions	2.50% of the transaction amount.
Other banks ATM for Savings A/c
a) Cash Withdrawal/Balance Enquiry	First Three transactions (Financial and Non-Financial) * are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial) * per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs 20/- plus GST Non-Financial transaction will be charged at Rs 10/- plus GST.
Other banks ATM for Current A/c holders
a) Cash Withdrawal/Balance Enquiry	All transactions are chargeable. Financial transaction will be charged at Rs 20/- plus GST. Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.

CHARGES HEAD	CHARGES FOR PLATINUM VISA DEBIT CARD
Annual Fee	Rs. 200/- p.a. plus GST (1st year free)
Additional Card	Rs. 200/- per card plus GST.
Replacement of A Damaged Debit Card	NO CHARGE
Replacement of A Lost Debit Card	Rs 200/- per card plus GST.
SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry	FREE
ATM Cash Withdrawal (Outside India)	Rs 120/- per transaction.
ATM Balance Enquiry (Outside India)	Rs 15/- per enquiry.
Daily Card Limit (Cash Withdrawal + POS + Online)	Rs 1,00,000/-
ATM Cash Withdrawal Limit Per Day	Rs 50,000/-
Purchase Transaction Limit Per Day (POS & Online)	Rs 1,00,000/- (provided there is no ATM transaction during that particular day)
Service Charges for International Transactions	2.50% of the transaction amount.
Other banks ATM for Savings A/c
a) Cash Withdrawal/Balance Enquiry	First Three transactions (Financial and Non-Financial) * are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial) * per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs 20/- plus GST. Non-Financial transaction will be charged at Rs 10/- plus GST.
Other banks ATM for Current A/c holders
a) Cash Withdrawal/Balance Enquiry	All transactions are chargeable. Financial transaction will be charged at Rs 20/- plus GST Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.

CHARGES HEAD	CHARGES FOR INTERNATIONAL VISA CLASSIC DEBIT CARD
Annual Fee	Rs. 150/- p.a. plus GST (1st year free)
Additional Card	Rs. 150/- per card plus GST.
Replacement of A Damaged Debit Card	NO CHARGE
Replacement of A Lost Debit Card	Rs 150/- per card plus GST.
SARASWAT BANK ATMs Cash Withdrawal / Balance Enquiry	FREE
ATM Cash Withdrawal (Outside India)	Rs 120/- per transaction.
ATM Balance Enquiry (Outside India)	Rs 15/- per enquiry.
Daily Card Limit (Cash Withdrawal + POS + Online)	Rs 50,000/-
ATM Cash Withdrawal Limit Per Day	Rs 25,000/-
Purchase Transaction Limit Per Day (POS & Online)	Rs 50,000/- (provided there is no ATM transaction during that particular day)
Service Charges for International Transactions	2.50% of the transaction amount.
Other banks ATM for Savings A/c
a) Cash Withdrawal/Balance Enquiry	First Three transactions (Financial and Non-Financial) * are free per calendar month in the six metro centers and adjoining areas viz. Mumbai, Navi Mumbai, Thane, New Delhi, Gurgaon, Noida, Ghaziabad, Faridabad, Chennai, Kolkata, Howrah, North and South 24 Parganas, Bengaluru and Hyderabad. Existing free limit of First Five transactions (Financial and Non-Financial) * per calendar month will be applicable to all Savings Account customer transacting in Non-Metros and also to Janhit and Suvidha Account customers. Financial transaction will be charged at Rs 20/- plus GST Non-Financial transaction will be charged at Rs 10/- plus GST.
Other banks ATM for Current A/c holders
a) Cash Withdrawal/Balance Enquiry	All transactions are chargeable. Financial transaction will be charged at Rs 20/- plus GST. Non-Financial transaction will be charged at Rs 10/- plus service tax and education cess.

Service Charges for Demat Account

Service Charges for Demat Account (w.e.f. 01.07.2014)

Sr.	Tariff Head	Tariff Rate
1	Account Opening :	Nil
2	Dematerialisation :	Rs. 3/- per certificate with a minimum of Rs. 25/ plus Rs. 25/- courier charges. Rs. 30/- per request as courier charges for mutual fund request.
3	Rematerialisation :	a) Rs. 25/-per certificate plus Rs. 25/- courier charges b) Rs. 25/- for every 100 securities or part thereof plus Rs. 25/- courier charges The charges will be applicable as per clause ‘a’ or ‘b’ whichever is higher.
4	Recoversion of Mutual Fund units into Statement of Account (SOA)	Rs. 25 per instruction.
5	Redemption of Mutual units through Saraswat Bank	0.04% of the market value of transaction with a minimum of Rs. 21/- per transaction.
6	Transaction Charges :
	a) Sale	0.04% of the market value of transaction with a minimum of Rs. 21/- per transaction
	b) Purchase	Nil
7	Transaction Charges : Sale of Debt Securities	0.04% of the value of transaction with a minimum of Rs. 40/- per transaction and maximum of Rs. 1000/- per transaction.
8	Pledge :
	a) Pledge Creation	Rs. 50/- per ISIN
	b) Pledge Closure	Rs. 25/- per ISIN
	c) Pledge Invocation	Rs. 25/- per ISIN
9	Custody Fee :	Nil
10	Annual Maintenance Charges:
	NSDL
	a) Individuals & other categories	Rs. 400/- per annum
	b) Corporate accounts	Rs. 900/- per annum
	CDSL
	c) Individuals & other categories	Rs. 400/- per annum
	d) Corporate accounts	Rs. 900/- per annum
11	Speed–e on NSDL :
	a) AMC charges	Rs. 50/- per annum (In addition to Regular AMC)
	b) Sale transaction	Rs. 10/- per transaction
12	Easiest on CDSL :
	a) AMC charges	NIL
	b) Sale transaction	Rs. 10/- per transaction
13	KYC Registration Agency :
	a) Upload of KYC data	Rs. 50/- per holder
	b) Download of KYC Data	Rs. 50/- per holder

Conditions:

The above charges are exclusive of service Tax.
Annual Maintenance charges are levied up-front for a period of one year, in the month of opening of the Demat account. All other charges are payable monthly.
Market value of the transactions will be as per the rates provided by NSDL/CDSL.
All instructions for transfer must be received at the designated branches of the bank at least one day prior to the execution date.
Late charges would be collected for all instructions received after 4.00 p.m. for same day execution or execution date and pay in date being the same.
Same day execution instructions will be accepted on a best effort basis at the sole risk and responsibility of the client. The bank will not be held responsible for non-execution of same day instructions. The bank also reserves its right to charge an additional fee for processing same day execution instructions.
Any Demat account holder not maintaining Bank Account with us, will have to maintain a Term Deposit of Rs. 2500/- as a security deposit.
Amount of AMC charged upfront by the Bank will be refunded on pro-rata basis in case of account closure for the balance quarters w.e.f. 01.07.2010.
Transaction cum Billing statements will be sent once in a month, provided there is a transaction, else annually. Any extra statement will be charged minimum Rs. 15/- or more.
Customers maintaining savings account with us should maintain stipulated minimum balance. Please note that in case the bank is unable to recover the charges due to inadequate balances in the savings account or due to invalid/closed savings account, the depository services for such accounts will be temporarily suspended till the payment of such charges.
Account freezing/defreezing charges – Rs. 50/- per instance.

Download Tariff for Demat accounts

Forex Service Charges

Foreign exchange transactions – service charges, exchange margins and interest rates w.e.f. August 1, 2015.

Sr.	Type of transactions	Commission / Charges	Recovery stage
LC ADVISING
1	Export / inland LC advising	Rs. 750	Advising
2	Export / inland LC amendment advising	Rs.500	Advising
3	Transfer of LC	Rs.1000	Advising
4	Advising of LC for non-customer	Rs. 1500	Recover before advising
EXPORTS
5	Export bills for collection and under LC	0.075 % with minimum of Rs.500 and maximum Rs. 20000 (max Rs. 10000 for diamond units)	Booking of the bill
6	Export bills outstanding beyond due date exceeding six / nine / twelve months (as applicable) from shipment	Rs.1000	To be recovered, one time, at the time of reporting under XOS or realisation, whichever is earlier
7	SWIFT message charges	Rs.550	Transmission
8	Postage	Rs.150	Despatch
9	Courier (foreign)	Rs.1300	Despatch
10	Bank Realisation Certificate and export invoice attestation	Free
11	Any other exports related certificate	Rs. 500	Issuance
12	Application for extension /set off / write off	Rs.1000	Processing
IMPORTS
13	LC opening: Commitment commission	1.2 % p.a	At the time of issuance, for actual days
14	LC opening: Tenor of Bill - commission	1.2 % p.a. for tenor and 0.10 % flat for sight LCs	At the time of issuance, for actual days
15	Amendment to the LC (enhancement in value / extension of bill tenor / validity / others)	Rs. 500.00 plus as applicable to enhancement in value / extension LC validity / extension of bill tenor based on above	At the time of issuance, for actual days
16	LC by SWIFT	Rs. 1100	Issuance
17	Documents under import LC	Rs. 500 Discrepancy fee: USD 75 or its equivalent to be deducted from proceeds	Retirement of the bill
18	Import bills for collection ( bank through)	0.15 % with minimum Rs. 500 and maximum Rs. 20000 (max Rs. 10000 for diamond units)	Booking of the bill
19	Import bills for collection ( direct)	0.15 % with minimum Rs. 500 and maximum Rs. 20000 (max. Rs. 10000 for diamond units)	Booking of the bill
20	Advance payment for imports	0.15 % with minimum Rs. 500 and maximum Rs. 20000 (max. Rs. 10000 for diamond units)	Booking of the bill
21	Import bills outstanding beyond six months from shipment	Rs.1000	To be recovered, one time, at quarter end or at retirement, whichever is earlier
22	Issuance of delivery order for air shipment consigned to the Bank	Rs. 1000	Issuance
23	Issuance of shipping guarantee	Rs. 1500 per quarter	Issuance
24	Other SWIFT message charges	Rs. 550	Transmission
25	Postage	Rs. 150	Despatch
26	Courier (foreign)	Rs. 1300	Despatch
BUYERS’ CREDIT
27	Processing of application	Rs. 1000	Booking of the bill
28	Commission on buyers' credit amount including interest payable	2 % p.a.	At the time of issuance, for actual days
29	NOC to arrange buyers' credit from other banks	Rs. 1000	Issuance
30	Buyers' credit SWIFT message charges	Rs.1100	Booking of the bill
REMITTANCES
31	Inward remittances with / without FIRC	Rs. 250	At the time of credit
32	Inward / outward remittance in respect of NRI accounts	Free
33	Outward remittances	0.15 % with minimum Rs. 250 and maximum Rs. 10000	At the time of remittance
34	Collection of foreign currency cheques	0.15 % with minimum Rs. 50 and maximum Rs. 5000	At the time of realisation of the cheques
35	Postage / courier for collection of foreign currency cheques	Rs. 50 or actual, whichever is higher	At the time of realisation of the cheques
36	Return of foreign currency cheques	Collection commission as applicable plus Rs.150 and foreign bank charges, if any	At the time of return of the cheques
37	SWIFT message charges	Rs. 150 (Rs. 550 for OTT)	Transmission
38	SWIFT message for DD issued	Rs. 100	Issuance of DD
39	Issuance of duplicate FIRC / DD	Rs. 200	Issuance
MISCELLANEOUS
40	Commission in lieu of exchange	Free
41	Guarantees / SBLCs of various types related to export / import	As per the commission applicable for local guarantees	Issuance
42	SBLC advising	Rs. 750	Advising
43	SBLC amendment advising	Rs. 500	Advising
44	Foreign Currency Loans	Transaction fee Rs. 10000	Disbursement
45	Stock statement for exports submission after 10th day of subsequent month	Rs. 2000	May be waived in case of genuine reasons by SME Head / Zonal Head
46	PIS approval for NRIs	Rs. 1000
47	Reporting under PIS	Rs. 500 per contract note	Reporting to RBI
48	JV / WOS / ECB approval	Rs. 10000	Reporting to RBI
49	JV / WOS / ECB reporting	Rs. 1000 per reporting	Reporting to RBI
50	FDI reporting	Rs. 5000 per reporting	Reporting to RBI
EXCHANGE MARGINS
51	Trade related FX transactions margin	Max. 1% per unit of currency. Generally 5 to 10 paise per USD and 5 to 15 paise per unit of other currencies.	To be built in quote and may be reduced on the basis of business
52	Non-trade remittances	Max. 1% per unit of currency. Generally 10 to 15 paise per unit of currency	To be built in quote and may be reduced on the basis of business
53	Inward / outward remittances of NRIs	5 paise per USD and 8 paise per other currencies	To be built in quote and may be reduced on the basis of business
54	Sale / purchase of Travellerscheques / Travel Cards	Max. 1% per unit of currency. Min. 25 to 30 paise per unit of currency	No commission to be charged, STFC as applicable to be recovered
55	Sale / purchase of Foreign Currency Notes	Max. 1% per unit of currency. Min. 25 to 30 paise per unit of currency	No commission to be charged, STFC as applicable to be recovered
INLAND LCs
56	LC opening: Commitment commission	2.16 % p.a.	At the time of issuance, for actual days
57	LC opening: Tenor of Bill - commission	2.16 % p.a. for tenor and 0.18 % flat for sight LCs	At the time of issuance, for actual days
58	Amendment to the LC ( enhancement in value / extension / others)	Rs. 500 plus as applicable to enhancement in value / extension LC validity / extension of bill tenor based on above	At the time of issuance, for actual days
59	Documents under inland LCs	Rs. 500 Discrepancy fee: Rs. 1000 to be deducted from proceeds.	Retirement of the bill

60	FCNR DEPOSITS
	Rupee loan against FCNR deposits		BPLR – 200 bps

With the intention of providing with excellent services in the present environment when the administrative/premises costs are shooting up, the Bank has decided to revise w.e.f. 1st April, 2016 the locker rent for Metro Branches and other charges relating to locker services for all branches.

Locker category	Saraswat Bank Locker size(cm)	Space occupied(cubic cm)	Existing Saraswat Bank locker rent excluding taxes as applicable (Rs .P.A)	Revised rent excluding taxes for Metro Branches as applicable (Rs .P.A.)
A	09.5015.5057.00	8393.25	1000	1100
B	13.5019.0057.00	14620.50	1000	1200
C	10.5032.0057.00	19152.00	2000	2300
D	25.5032.0057.00	46512.00	2800	3500
E	13.5039.0057.00	30010.5	2500	2900
F	30.0039.0057.00	66690.00	3000	4000
G	30.0019.0057.00	32490.00	2500	2900
H	31.5040.0050.00	63000.00	3000	4000
I	39.0052.0058.00	117624.00	4900	6000
J	Same as I type	117624.00	4900	6000
K	39.6251.0550.29	101716.60	4500	6000
L	Same as F type	66690.00	3000	4000
A1	11.4314.9950.29	8616.47	1000	1100
B1	14.9918.5450.99	14170.87	1000	1200
C1	11.4333.0250.29	18980.38	2000	2300
D1	18.0323.8850.29	21652.68	2200	2500
E1	14.9940.1350.29	30251.88	2500	2900
F1	26.6733.0250.29	44287.56	2800	3500
G1	18.0351.0550.29	46288.50	2800	3500
H1	31.5018.5450.29	29369.86	2500	2900
K	39.6251.0550.29	101716.60	4500	6000

The locker sizes for branches opened after 1st April, 2013 differ from the locker sizes of branches opened up to 31st March, 2013.
The revised charges for the branches opened after 1st April, 2013 are as follows:

Locker category	Saraswat Bank Locker size(cm)	Space occupied(cubic cm)	Existing Rate excluding taxes as applicable	Revised rent excluding taxes for Metro Branches as applicable (Rs .P.A.)
A2	12.5017.9050.20	11232.25	1000	1100
B2	15.9021.5050.20	17160.87	2000	2200
C2	12.5036.0050.20	22590.00	2200	2500
D2	18.9027.0050.20	25617.06	2500	2700
E2	15.9043.4050.20	34641.01	2500	3000
F2	27.8036.0050.20	50240.16	2800	3500
G2	18.9054.4050.20	51613.63	2800	3500
H2	32.2043.4050.20	70153.50	3000	4000
H3	32.2021.5050.20	34753.46	2500	3000
K1	40.5054.4050.20	110600.64	4900	6000
K2	38.5054.4050.20	105138.88	4900	6000

Security Deposit: Security deposit equivalent to three years rental plus break opening charges of Rs.3300/-.
Locker Registration Charges: One time Locker registration charges of Rs.500/- plus taxes as applicable at the time of opening of locker.
Visit Operation Charges: Locker visit operation charges at Rs. 50/- per visit plus taxes as applicable for more than 10 visits in a quarter.
Break Open of Locker Charges: Charges of Rs.750/- plus taxes per occasion as applicable at the time of break open of locker over and above the recovery of actual break-open expenses.
Locker Surrender Charges: Charges of Rs.750/- plus taxes as applicable for surrender of locker.
Penalty Charges: Penalty for delayed renewal is Rs.50/- per month.

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Service Charges

Service Charges

Please Note :

Debit Card Service Charges

Service Charges for Demat Account

Forex Service Charges

Locker Rent Charges

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