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SMS Banking brings the Banking at your fingertips. Bank has introduced the SMS Banking Facility for its customers. 


Under SMS Banking following facilities are offered to the customers.
  1. Welcome message on New Account Opening
  2. Latest Balance in the Account
  3. Details of the last 3 transaction in the account.
  4. Transaction Alert for all transactions through ATM/POS/E-Commerce and Net banking and other transactions above Rs 5000/-
  5. Alert for Sweep-In & Sweep-Out facility
  6. Alert for dispatch of Chequebook/Visa Debit Card
 
                                                         
                                                               Mobile Number – 9223810000

 

SMS BASED SERVICES

Facility SMS Message format Information
Balance of the account Send SBAL (Space) (15-digit Account No.)   To 9223810000
Example - SBAL 043200100000124
After sending this SMS, balance of the account will be informed.
Last five transactions of account Send keyword as LST5 (Space) (15-digit Account No.)  to 9223810000.
Example – LST5 043200100000124
Last five transactions conducted in the account will be informed by SMS.
Blocking of Specific Card Send keyword as BLOCK (space) (last four digits of the specific card number) to 9223810000
Example – BLOCK 1234
The specific card for which the request has been sent by the customer will get permanently blocked. Customer will have to apply for a fresh card.
Blocking of Multiple Cards (Permanent Block) Send keyword as BLOCK to 9223810000
 Example – BLOCK
All the cards which are linked to the accounts of the same Customer Number will be permanently blocked. This option can be used by the customer when he/she does not remember his/her card number. Customer will have to apply for a fresh card.
Stop payment of cheque Send keyword as STOPCHQ (Space) (15-digit Account no) (Space) (Cheque No.)   to 9223810000.
Example – STOPCHQ 126203100009999 12345
Cheque will be stopped and informed by SMS.
Register your email-id Send keyword as EMAILID (space) abc@xyz.com    to 9223810000.
Example – EMAILID abc@gmail.com
Email Id will be registered & informed by SMS.
Unblocking of card UNLOCKCARD to 9223810000 ATM card will be unblocked & informed by SMS.
Linkage of Aadhaar Number AADHAAR<space>AADHAAR number to 8828846224
Example - AADHAAR 46545177427
Aadhaar number will be updated in the system & the same will be informed to customers by SMS.
 

SMS BASED LOAN ENQUIRY

Facility SMS Message format Information
Housing Loan Enquiry HOMELOAN (Space) (Pin Code) to 9223810000
Example – HOMELOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
Car Loan Enquiry CARLOAN (Space) (Pin Code) to 9223810000
Example – CARLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
Education Loan Enquiry EDUCATIONLOAN (Space) (Pin Code) to 9223810000
Example – EDUCATIONLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
Property Loan Enquiry PROPERTYLOAN (Space) (Pin Code) to 9223810000
Example – PROPERTYLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
Gold Loan Enquiry GOLDLOAN (Space) (Pin Code) to 9223810000
Example – GOLDLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
E-Stock Loan Enquiry SHARESLOAN (Space) (Pin Code) to 9223810000
Example – SHARESLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
Personal Loan Enquiry PERSONALLOAN (Space) (Pin Code) to 9223810000
Example – PERSONALLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
Business Loan Enquiry BUSINESSLOAN (Space) (Pin Code) to 9223810000
Example – BUSINESSLOAN 400060
The confirmation SMS will be sent to customer & the same lead will be added to ‘Lead Management System’ (LMS) Portal.
 
 

SMS BASED FUND TRANSFER FOR MOBILE BANKING CUSTOMER

Request SMS Message Information
Inter Bank Fund Transfer (Based on IFSC code) IMPSA [beneficiary CBS Account no] [Beneficiary IFSC] [Transaction amount] [Remitter MMID] [Transaction PIN] to 9223810000 After sending SMS funds will be transferred to beneficiary account. T-pin is your mobile banking transaction password.
Inter Bank Fund Transfer (Based on Mobile no) IMPSP [beneficiary mobile no] [Beneficiary MMID] [Transaction amount] [Remitter MMID] [Transaction PIN] to 9223810000 After sending SMS funds will be transferred to beneficiary account. T-pin is your mobile banking transaction password.
 

Kindly note following points before sending an SMS:

  1. All the below-mentioned SMS requests should be sent through the registered mobile number only.
  2. The keywords are case-sensitive.
  3. Please do NOT type the pointed or square brackets in your SMS.
  4. There should be a single space between each word in the syntax.


Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com