Bearing in mind the complexities of managing three different accounts for Savings, Demat and Trading, Saraswat Bank is here to save you the trouble. Make sure you leverage Sarawat Bank’s 3-in-1 Account that helps you manage all the three—Savings, Demat and Trading with zero problems. It lets you operate, maintain and regulate your accounts at your comfort. 3-in-1 Account is a composite-CASA, Demat and Trading Account. Our tie up with M/s Religare Securities Ltd. (RSL) allows for a broker-free online trading, all under one roof.


The 3-in-1 Account facility is available to any of the normal/premium saving or current account. (Other than Cub Account, Campus Account, Janhit Account, Suvidha Account, My Money Account and Overdraft a/c).

Features and Benefits:

  1. The Savings and Demat Account of the customer will be maintained by Saraswat Bank, while the Trading account will be maintained by M/s Religare Securities Ltd.
  2. The concerned Saving/Current Account must be powered with Internet banking facility to use the Online Trading service.
  3. The client availing this facility must be the 1st holder of the three accounts, i.e, Saving, Demat and Trading Account.
  4. The customer will be allowed to transact in Equity and/or Derivatives segment of the market.
  5. The customer will not be required to visit the branch or Religare office for any transaction.

The facility is available to clients in following 3 options:

  1. Trading through a computer: You can login to the Saraswat Bank’s website, that directs you to the trading website or directly into
  2. Trading through Mobile App: Trading on the GO, an app that can be downloaded from Google Playstore. The client should have any Android based and Internet enabled mobile to use this facility.
  3. Trading via phone call: If the customer is unable to access the internet, then they can choose to call and trade at any time during the market hours.
The customer can avail all the three listed options as per his/her convenience.


Click here to download KYC documents submission requirement.

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Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555