UPI Lite

UPI Lite is an on-device wallet meant for carrying out small-value payments under ₹1000/- without entering the UPI PIN. It has been devised by NPCI (National Payments Corporation of India) to ease small-ticket payments in a quick and simplified manner. With UPI Lite, customer can scan and pay all UPI QR codes and send money to VPAs or UPI IDs, phone numbers, and bank accounts.

Features –

Secure & backed by NPCI
PIN-free payments (For small value transactions).
Per transaction limit: Up to max ₹1000/-.
Top-up upto Rs.5000 in your UPI Lite Account
Cumulative usage per day allowed: ₹10,000/-.
Improved success rate for UPI transactions
Uncluttered Passbook for users
Setup UPI Lite auto-top option available for UPI lite users

Benefits to Customers -

Less time consuming
Wallet is secured backed by NPCI with advanced security features.
Customer can make small payments as per available balance in the wallet
No restrictions upto number of transactions
UPI Lite works in low – network areas ensuring reliable transactions even with poor internet connectivity.

How to use UPI Lite -

Log into your UPI App (BHIM/PhonePe/ GooglePay /PayTM) and enable UPI Lite.
Pre-load a small amount of money into your UPI Lite balance from your linked Bank account.
Select UPI Lite during payment and the payment will be deducted from your balance upto Rs. 1000/- without entering PIN.

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UPI Lite

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