To add to your convenience, your Bank has tied up with VISA for issuing Debit Card. VISA has a long-standing name in the banking industry in India as well as abroad. Visa is a reliable, international brand. Debit Card is basically a convenience card which can be used at a POS for making purchases at Merchant Establishments. A prominent feature of this card is the chip embedded in it. The chip will ensure safe and secure card usage. This card can also be used as an ATM card for withdrawing cash at all the ATMs bearing VISA logo in India and aboard.

This card can be used as an ATM card for withdrawing cash at the following ATMs:

  1. Saraswat Bank ATMs
  2. Visa enabled ATMs

Debit card can be used at Domestic as well as International ATMs, POS machines bearing the Visa logo at merchant establishment and for Purchases/Ticket Booking through Internet that use a secured e-Commerce Payment Gateway.

The daily transaction limit for Point of Sale + Online + ATM together is maintained at Rs 1,00,000/- with a maximum limit of Rs 50,000/- per day for ATM withdrawals.

Benefits to You:

  1. Facilitates electronic transactions and saves the customer from carrying cash or withdrawing cash.
  2. Provides access to merchant establishments, eCommerce transactions and ATM access.
  3. Offers the customers safety and security.
  4. Extensive usage across a number of establishments as VISA is widely recognised in all leading departmental stores, eCommerce sites and retail outlets all over the world.
  5. Helps customer stay in control as it tracks their expenses.
  6. In case of international traveller, it can save the customer from having to stock up on traveller's cheques or cash when he/she travels.
  7. Debit cards may be more readily accepted than cheques, especially in other states or countries as one need not verify the authenticity of the payment and the merchant is assured of immediate payment.


Click here to download the 'Digital Channel Registration Form' & submit the same to your nearest branch.

PIN Generations:

  1. Download our Mobile Banking application (Get GoMo for Android / iOS) from your respective play store/app store or give a missed call on 9702718668 and generate your debit card PIN.
  2. Visit your nearest Saraswat Bank ATM.

Verified by Visa:

"Verified by Visa" protects your card against unauthorised use at participating retailers.
Click here to register to register for Verified by Visa.

Charges :

Click here to view the detail list of Debit Card Charges
Maximum withdrawal from Other Bank ATM is Rs 10,000/- per transaction with an overall limit of Rs 1,00,000/- per day.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com