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RTGS, NEFT and IMPS Timings & Transaction Limits

RTGS

With effect from 14 December 2020, RTGS is operational on all days and is available 24/7.

NEFT
With effect from 16 December 2019, NEFT is operational on all days and is available 24/7.
Transaction Limits are as follows -

Branch Banking Channel

Timings Transaction Limit (Minimum) Transaction Limit (Maximum)
As per Branch working Hours ₹ 1 No maximum limit

Internet (Corporate & Retail) and Mobile Banking Channels

Timings Transaction Limit (Minimum) Transaction Limit (Maximum)
00.00 hrs - 07.00 hrs ₹ 1  As per set limits
07.00 hrs – 18.30 hrs ₹ 1 As per set limits
18.30 hrs – 00.00 hrs ₹ 1 ₹ 2 Lakh (NEFT) / ₹ 10 Lakh (RTGS)
2nd & 4th Saturdays & All Sundays ₹ 1 ₹ 2 Lakh (NEFT) / ₹ 10 Lakh (RTGS)

RTGS transactions above ₹ 10 Lakh initiated post 18:30 hours will be processed on the next working day.
NEFT transactions above ₹ 2 Lakh initiated post 18:30 hours will be processed on the next working day.
The same is applicable to Bulk NEFT transactions aggregating to above ₹ 2 Lakh.


IMPS

IMPS is operational on all days and is available 24/7.