Saraswat Bank offers you limitless loan amount against Government or RBI Bonds at lowest interest rates.


  1. Transferable and tradeable Govt/RBI bonds in Demat form

Limit of Loans:

  1. No Limit

Basis of Advance:

  1. 90% of face value of bond in Demat form where interest is received regularly
  2. 95% of accrued value of bond in Demat form where interest is received on maturity i.e. Cumulative scheme

Repayment Period:

  1. Not exceeding due date of Govt/RBI Bond or Maximum 5 years whichever is earlier

Rate of interest (Floating):

  1. @PLR - 3.75: 10.25% p.a.
  2. Present PLR @14% p.a.


  1. Govt/RBI Bond (Only transferable bonds or where our lien can be marked on Bonds)

Processing Fees:

  1. Nil


  1. As per extant shareholding norms

Documents Required:

  1. Prescribed loan application form

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555