Elite Silver Savings Account

With Saraswat Bank, be rest assured as your funds are in safe hands and your investments are growing. Along with this, enjoy unrestricted access to your account with the best-in-class premium service.

Eligibility:

Individuals (singly or jointly)
Minor by guardian
Organizations
Co-op societies (Registered under Society Registration Act, 1860)

Minimum AMB :

Initial deposit for opening the account is Rs.25,000/-
Average quarterly balance to be maintained is Rs.25,000/-

Rate of Interest:

3% p.a. w.e.f. 1st June 2020

Special facilities/features:

Free Personal Accident Death Cover of Rs.5.00 lacs for 5 years thereafter Premium Rs. 60/- p.a.
Tap card Key Chain: 50% discount on applicable charges.
200 cheque leaves are free every financial year, thereafter Rs.5/- per cheque leaf.
12 DDs/POs are free at Saraswat Bank locations in a financial year.
AMC waiver for first 5 years.
Demat account: Initial 5years no AMC charges.
No Cash handling charges. (T&C apply)
Internet Banking, Mobile Banking facility is free.
Free monthly statement on registered email ID.
NEFT/ RTGS: No charges for online transaction.
25% Discount on processing fees on Retail Loans.
Concession on International remittances/TC issue/ Currency issue (t&c apply) to finalize with IBD

Service charges -

ATM transactions

Saraswat Bank ATM-First 15 financial transactions per month are free . Thereafter Rs 10/- +GST per financial transaction. Non Financial ATM transactions are free.
Other Bank ATM- First 5 transactions per month. Thereafter Rs 21/- + GST per transaction beyond free limit.