Elite Silver Savings Account

With Saraswat Bank, be rest assured as your funds are in safe hands and your investments are growing. Along with this, enjoy unrestricted access to your account with the best in class premium service by maintaining an average quarterly balance of Rs. 25,000/-. You can also take benefit of the Sweep In/Sweep Out facility that allows flawless fund transfer to your fixed deposit allowing you to earn higher interest rates.

Eligibility:

Individuals (singly or jointly)
Minor by guardian
Organizations
Co-op. societies.

Minimum balance:

Initial deposit for opening the account Rs.25000.
Average quarterly balance to be maintained Rs.25000.

Rate of Interest:

4% p.a.

Free Personal Accident Cover of Rs. 2 lacs:

Free for initial 3 years
Thereafter Rs. 26/- inclusive of applicable tax

Special facilities/features:

100 personalized cheque leaves free in a financial year. (t &c apply) .Thereafter Rs 4 per leaf.
DDs/POs free unlimited on Saraswat Bank locations.
Free monthly statement by email.
Demat account: Initial two years no annual maintenance charges.
AMC waiver lifetime on Rupay/ Visa debit cards.
No charges for transactions at Saraswat Bank ATM
3 transactions in Metro and 5 transactions in non-metro including financial and non-financial are free at other banks ATM in a month.
Sweep In Sweep Out : Available
Online Bill Pay, Internet Banking, SMS Banking, Mobile Banking facility – free
Online NEFT/RTGS: No charges.
Interest rate concession on Advantage/Privilege/ MPLS : 0.5% on prevailing interest rate.
50% Concession in processing fee of car loan

(t&c apply)