Elite Gold Savings Account

Loaded with the finest banking services to ensure that our customers have the best experience, the Elite Gold Account is the best savings account for all your needs. With Sweep In/Sweep Out facility, this account can be maintained with an average monthly balance of Rs.50,000/- (Urban branches)

Eligibility

Individuals (singly or jointly)
Minor by guardian
Organizations
Co-op societies (Registered under Society Registration Act, 1860)

Minimum balance:

Initial deposit for opening the account Rs.50,000/-
Average monthly balance to be maintained Rs.50,000/- (Urban branches) and Rs. 25,000/- (Rural branches).

Rate of Interest:

3% p.a. w.e.f. 1st June 2020

Special facilities/features:

Free Personal Accident Death Cover of Rs.10.00 lacs for 5 years thereafter Premium Rs.120/- p.a.
Free Tap Card Key Chain.
AMC waiver (lifetime) on Rupay/Visa debit Card,
Unlimited number of personalized cheque leaves are free.
Free DDs/POs is free on Saraswat Bank locations in a financial year.
Demat account: No annual maintenance charges for life time.
Sweep In Sweep Out Facility is Available
Internet Banking, Mobile Banking facility is free
Free monthly statements on registered email ID.
No charges applicable on NEFT/RTGS for Online Transaction
50% Concession in processing fee on Saraswat Xpress Car Loan ( T&C Apply)
Concession on International remittances /TC issue / Currency Issue (T&C Apply)
No Cash handling Charges. (T&C apply)*