While your earning is in safe hands, we hope it grows securely. Choose Saraswat Bank’s Fixed Deposit schemes that come handy with suitable tenures and attractive interest rates.

Fixed Deposits:

Savings has been an essential part of all the earnings, we at Saraswat Bank, help you earn more on your savings by offering savings schemes which come with suitable tenures and attractive interest rates.

Term Deposits:

A term deposit is an Interest Payout savings scheme which offers interest at half yearly, quarterly and monthly basis.

Kalpataru Deposits:

A unique scheme that adds up the interest earned at the end of every quarter to the principal amount, so that you can reap the most of what you invest.

Features & Benefits:

  1. TDS applicable Form 15H/15G required to be submitted for exemption of TDS.
  2. Nominal member of the bank will also be exempted from TDS. If you are exempt from paying tax, you need to present Form 15H when you open a Fixed Deposit and subsequently at the beginning of the following financial year.
  3. A minimum amount of Rs. 1000/- and a further rise in multiples of Rs. 100/- is required to open Term Deposits Account.
  4. Deposits under this scheme will be accepted for a period of above 12-months up to 36-months only.


Individuals (singly or jointly), Minor by guardian, Organizations, Co-op. Societies.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com