To make banking available at affordable costs, Saraswat Bank offers the Janhit Account. Irrespective of the income strata, with a deposit of Rs. 250 and a minimum balance of Rs. 100 you can open a Janhit Account.

Minimum Balance:

  1. Minimum Balance of Rs. 100


  1. The initial deposit required would be Rs 250/-
Free Rupay card for 1st Year.
  1. No ABB transactions allowed
  2. No cheque book facility
  3. 4 free debit transactions allowed per month.
  4. Rupay Debit Card can be issued if the account holder accepts to pay the normal charges as applicable.
  5. Limitations in the account:
  6. Balances do not exceed Rs 50,000/- in all the accounts taken together.
  7. Total credits to the account should not exceed Rs 1 lakh in a year. 
  8. Aggregate withdrawals and transfers in a month not to exceed Rs.10,000


Any individual can open the account either singly or jointly.

Interest Rates:

Interest Rate applicable on Janhit Deposit Scheme is 3 % p.a. w.e.f. 1st June 2020 with quarterly rest.


Click here to download KYC documents submission requirement.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555