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Loans for Physically Challenged
Loans for Physically Challenged
Purpose of Loans:
To purchase durable and sophisticated aids / appliances / that promote their physical and social rehabilitation.
Eligibility:
All Physically Challenged Individuals – both salaried and self-employed, All Physically Challenged Minors through their Parents. (No advances to middle-men and NGOs).
Individual should be employed for a minimum period of 1 year
Amount of Loan:
Min: Nil
Max Rs. 5 lakh
Basis of advance:
Salaried:
20 times of net salary
Businessmen:
3 times of average gross cash accruals or
latest audited gross cash accrual with justification.
Security:
Hypothecation of the Equipment purchased out of Bank Finance
Guarantor:
Nil
Margin:
0%
Repayment:
Max 60 months
Processing Fees:
Nil
Rate of interest:
10.25% p.a fixed
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