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Purpose of Loans:

  1. To purchase durable and sophisticated aids / appliances / that promote their physical and social rehabilitation.

Eligibility:

  1. All Physically Challenged Individuals – both salaried and self-employed, All Physically Challenged Minors through their Parents. (No advances to middle-men and NGOs).
    Individual should be employed for a minimum period of 1 year

Amount of Loan:

  1. Min: Nil
  2. Max Rs. 5 lakh

Basis of advance:

  1. Salaried: 20 times of net salary
  2. Businessmen: 3 times of average gross cash accruals or latest audited gross cash accrual with justification.

Security:

  1. Hypothecation of the Equipment purchased out of Bank Finance

Guarantor:

  1. Nil

Margin:

  1. 0%

Repayment:

  1. Max 60 months

Processing Fees:

  1. Nil

Rate of interest:

  1. 10.25% p.a  fixed

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 2400 5555
Email: corporatecenter@saraswatbank.com