A dedicated loan for those who cherish their time exploring, wandering and enjoying outdoors, the Pravasi Travel Loan is the perfect one for you. Saraswat bank offers a loan up to Rs. 2 Lakhs to harbour your travel plans, domestically or internationally.

Loan Amount:

Maximum Rs. 2 Lakh

Basis of Advance:

  1. Salaried: 12-15 times of net take-home salary
  2. Businessmen: 2 times of net cash accruals


Maximum 24 months

Rate of Interest:

  1. Fixed @13.25% p.a.


  1. One / more Guarantors depending on merits of the proposal
  2. Direct recovery through Salary / Salary Account

Processing Fees:

1% of loan amount


As per extant shareholding norms

Documents Required

  1. Duly filled application form
  2. Photograph, identity and residence proof of the Borrower and Guarantor
  3. Salaried Employee: Latest salary slips of last three months or ITR or Form 16
  4. Businessman/Professional/self-employed: Last two years profit & loss account and balance sheet


Optional Life Insurance cover at concessional rates.

Conditions Apply*