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Though travel, homes and personal goals are expensive, invest and save in small amounts to make them all happen. Saraswat Bank’s Recurring Deposit Scheme makes sure you receive attractive
on your investment.
Features & Benefits:
Recurring deposits are accepted for minimum tenure of 12 months to 36 months.
Minimum Deposit is Rs 500/- per month.
Facility of Standing Instruction through which monthly instalment can be debited from your savings account.
The depositor shall stipulate the amount of monthly instalment as well as the total number of such instalments at the time of opening.
Competitive interest rates and flexible tenure to suit your needs.
Nomination facility is available.
TDS is applicable on interest earned on Recurring Deposits as per the Income Tax rules. If you are exempted from deduction of income tax at source, you are required to provide necessary details to the branch for generation of Form-15G/15H (in duplicate) and resubmit the system generated Form 15G/15H duly signed to the same branch for verification thereof and marking in CBS. Submission to be done in the month of April of each financial year at any of the Banks branches.
Recurring Deposits are insured under the Deposit Insurance and Credit Guarantee Corporation of India (DICGC) scheme.
Penalty shall be applicable in case of delay in the payment of instalment or preclosure .
Individuals (singly or jointly)
Minor by guardian
Open An Account
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Open 3-in-1 Account
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