The Saraswat Bank Regular Savings Account aims to help you become financially secure so you can fulfill your goals in life. A complete package of the best services, Saraswat bank is here to deliver only the best and make banking easy, convenient and technologically advanced.

Minimum Balance:

Minimum Quarterly Average Balance w.e.f  01.09.2019

a) For Individuals - including Minor / NRE/ NRO
b) Non- Individuals - Trust, Foundation, Society, HUF ,etc
(i) Urban/ Metro branches  = Rs 2000/-
(ii) Semi-Urban branches   = Rs 1000/-
(iii) Rural branches            = Rs 500/-
c)For Senior citizen, Pension accounts and Self Help Group (Bachat Gat) (i) Urban/ Metro branches  = Rs 1000/-
(ii) Semi-Urban branches   = Rs 500/-
(iii) Rural branches            = Rs 250/-


  1. Available for individuals or organisations
  2. Free Rupay Debit card for 1st year
  3. 20 Cheque leaves free per financial year

Interest Rates:

Interest Rate applicable on Savings Deposit Scheme is 3% p.a. w.e.f. 1st June 2020


Our Savings Account is for anyone who is a resident individual (sole or joint) or comes from a Hindu undivided family. A Trust & Foundation can also open a Savings Account.


Click here to download KYC documents submission requirement.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555