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New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

Overview:

Enter in the world of Saraswat Bank New Car loans to buy your dream car with our various offerings and ease of repayment options.


Features:

  1. Low ROI starting from 8.40%*.
  2. Flexible repayments options
  3. Customised loan options for all income categories.
  4. Clubbing of Income allowed.

Saraswat New Car Loans

Particulars Income Proof No Income Proof
Competitive Rate of Interest  8.40% p.a. onwards* Attractive ROI
Tenure Upto 84 months* Upto 60 months*
Loan Amt Upto 95% onroad* Upto 90% onroad*
Maximum Loan Amt Upto 3.00 cr Upto 50.00 lacs
Fuel Type Petrol/ Diesel / Electric/ Hybrid/ CNG Petrol/ Diesel / Electric/ Hybrid/ CNG
Vehicle Type Hatchback/Sedan/MUV/ SUV/Crossover/Coupe/Convertible Hatchback/Sedan/MUV/ SUV/Crossover/Coupe/Convertible
Profile Salaried/ Self employed/ Self employed Professionals Self employed/ Self employed Professionals

Documents Required:

  1. Valid Identity Proof (PAN Card/Aadhaar Card/Passport/Voter ID)
  2. Address Proof (Aadhaar Card/Driving License/Passport etc.).
  3. Income Proofs (Current Salary Slips/Latest Form 16/Current ITR/Any Other Income Document).
  4. Latest 6 months' bank statements
  5. New car dealer documents (Proforma invoice, Insurance, Margin money, Tax invoice)

Eligibility:

Income Proof Min income Rs. 20,000/- per month/ Rs. 2,40,000/- per annum
Age 21-65 Years
Residence Resident Indian/ NRI
Stability Min 1 Year of Job stability for Salaried Individuals
Min 2 Years of Business stability for Self Employed and Self Employed Professionals
No Income Proof Min 2 years of Business stability
12 Months Bank statement
Track record, if any

Schedule of Charges: 

Click Here

Terms and Conditions:



Conditions Apply*