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 Enter in the world of Saraswat Bank Pre Owned Car loans to buy your dream car with our various offerings and ease of repayment options.

Features:

  1. Low ROI starting from 10.00%.
  2. Flexible repayments options.
  3. Customised loan options for all income categories.
  4. Clubbing of Income allowed.

Saraswat Pre-owned Car Loans:

Get affordable Car Loans Pre-owned - Car Loans Refinance - Car Loans
Competitive Rate of Interest  10.00% p.a. onwards* 11.99% p.a. onwards*
Tenure Upto 60 months* Upto 60 months*
Loan Amt Upto 95% of valuation* Upto 90% of valuation*
Maximum Loan Amt Upto 3.00 Crs Upto 3.00 Crs
Fuel Type Petrol/ Diesel / Electric/ Hybrid/ CNG Petrol/ Diesel / Electric/ Hybrid/ CNG
Vehicle Type Hatchback/Sedan/MUV/SUV/Crossover
/Coupe/Convertible
Hatchback/Sedan/MUV/SUV/Crossover
/Coupe/Convertible
Profile Salaried/ Self-employed/ Self-employed Professionals Salaried/ Self-employed/ Self-employed Professionals

Documents Required:

  1. Valid Identity Proof (PAN Card/Aadhaar Card/Passport/Voter ID)
  2. Address Proof (Aadhaar Card/Driving License/Passport etc.)
  3. Income Proofs (Current Salary Slips/Latest Form 16/Current ITR/ Any Other Income Document)
  4. Latest 6 months bank statements
  5. RC Book and Insurance copy of the vehicle

Eligibility:

Income Proof Min income Rs. 20,000/- per month/ Rs. 2,40,000/- per annum
Age 21-65 Years
Residence Resident Indian/ NRI
Stability Min 1 Year of Job stability for Salaried Individuals
Min 2 Years of Business stability for Self Employed and Self Employed Professionals
No Income Proof Min 2 years of Business stability
12 Months Bank statement
Track record, if any

Schedule of Charges:

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Conditions Apply*