Purpose of Loans:

  1. For repayment of Debt or repairs/ renovations, out of which repairs and renovation max limit is Rs. 10 lakh.


Minimum 3 yrs. repayment period should be completed of existing housing loans.

Loan Amount::

  1. Max Rs. 50 lakh.

Maximum loan including top-up loan should not exceed limit of Rs.70.00 lakh.

Basis of Advance:

85 % of Agreement value (+ Stamp Duty + Registration) less applicable margin as per scheme less outstanding balance Max. Rs. 50.00 lakh.

Processing fees:

  1. (No other charges such as CIBIL, FI & CERSAI.)
  2. Loans upto Rs. 5.00 lakh – Nil
    Loans above Rs. 5.00 lakh – Rs. 5000/-

Repayment period:

  1. Maximum 17 years or due date of housing loan whichever is earlier

Rate of Interest (Fixed):

  1. Fixed @ 8.00% p.a.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com