Saraswat Bank introduces a scheme for women entrepreneurs of today which takes care of their financial requirements allowing them to concentrate on their business growth. With lot of incentives/discount being offered and minimum processing charges which are enumerated below ,you may contact our nearest branch and apply.


  1. Micro Enterprises: Finance provided up to Rs. 2 lakh
  2. Small Scale Enterprises: Finance provided between Rs. 2 lakh to Rs. 50 lakh
  3. Medium Enterprises: Finance provided between Rs. 50 lakh to Rs. 100 lakh


  1. Micro Enterprises: Nil
  2. Small Scale Enterprises: 20%-25% lower than the Bank’s norm
  3. Medium Enterprises: 20%-25% lower than the Bank's norm

Rate of Interest:

  1. Micro Enterprises: PLR - 2.85% i.e. 11.15% p.a.
  2. Small Scale Enterprises: PLR - 2.85% i.e. 11.15% p.a.
  3. Medium Enterprises: PLR - 2.85% i.e. 11.15% p.a.


  1. Micro Enterprises: 6 Years
  2. Small Scale Enterprises: 6 Years
  3. Medium Enterprises: 7 Years


  1. Micro Enterprises: Hypothecation + Guarantee of Spouse or a Family member wherever required.
  2. Small Scale Enterprises: Hypothecation + 2 Guarantors + Collateral Security (25%)
  3. Medium Enterprises: Hypothecation + 2 Guarantors + Collateral Security (30%)

Processing fees:

  1. Micro Enterprises: Rs. 5000/-
  2. Small Scale Enterprises: Upto Rs. 10 lakh - Rs. 5000/-
                                                 Above Rs. 10 lakh and Upto Rs. 25 lakh - Rs. 7000/-
                                                 Above Rs. 25 lakh - Rs. 10000/-
  1. Medium Enterprises: Rs. 10000/-

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555