• Password-protect your mobile device to protect against unauthorized access. Set up a Pin/password/pattern that is difficult to crack. You may set biometric lock in your smart phones.
• Register/ update your mobile number and e-mail ID for alerts to keep track of your banking transactions.
• Do not click any URL in message that you are not sure about.
• Install an effective mobile anti-malware/anti-virus software on your mobile device and keep it updated.
• Keep your mobile device's operating system and applications, including the browser, updated with the latest security patches and upgrades.
• Never leave your mobile device unattended.
• Turn off device services such as Wi-Fi, Bluetooth, GPS, etc. when they are not being used.
• Do not use unsecured Wi-Fi, public or shared networks.
• Do not use "jailbroken" or "rooted" devices for online banking. Jailbreaking or rooting a device is the process of unofficial modification of phone's built-in operating system which leads to exposing the device to additional malware and an unofficial entity gains administrative or privileged access of OS.
• Be careful about the websites you are browsing via mobile, if it does not look authentic, do not download anything from it or do not provide any sensitive information.
• Beware of “shoulder surfing” while transacting via mobile, especially in a public place. Shoulder surfing is a mode of target which attackers use by just standing near you noticing your user IDs and passwords.
• Never download and install applications from untrusted sources. Install apps downloaded from reputed application market. Remember in mobile settings, do not enable installation of apps from “untrusted sources”.
• Always verify app permissions and grant only those permissions which have relevant context for the app’s purpose.
• Avoid untrusted contact numbers from unauthorized websites or contact numbers appearing on google search.
• Shop with only reputable and reliable brands on their legitimate websites / applications.
• For additional security, always create different passwords for each service like mobile banking, internet banking, UPI, debit card, corporate banking etc.

Always remember: Jo Satark, Wohi Surakshit!