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New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

Offering you the best services at no extra cost, Saraswat Bank’s Elite Current Account can be availed by maintaining a balance of Rs. 15,000/-(Urban branches) and Rs. 10,000/-(Rural branches). From internet and mobile banking to Easy Pay Facility, the Elite Current Account comes handy with many other constructive facilities. 

Features & Benefits:

  1. Free Personal Accident Insurance cover of Rs.2 lakh for a period of one year to the first account holder only. 2nd year onwards Rs.26/- inclusive of appl tax.
  2. 200 cheque leaves free per year, thereafter Rs 2/- per leaf. (T&C apply)
  3. 4 DDs/POs are free at Saraswat Bank locations in a month, thereafter Rs. 50/- + GST per DD/PO.
  4.  Free AMC waiver for first 5 years on Debit Card
  5. Free Internet banking, Mobile banking.
  6. Free AMC for initial 2 years on opening Demat Account.
  7. RTGS/NEFT Outward at the branch: Free 10 RTGS/NEFT per month, thereafter Rs. 25/- per transaction above limit.
  8. Cash handling (Deposit) Charges at home and non-home branch: Free monthly limit - 10 times of previous month's AMB.
    Chargeable: Beyond free limit Rs. 3 per Rs. 1000/- (T&C apply).
  9. No Cash handling (Withdrawal) Charges at home and non-home branch. (T&C apply)




  1. Account Maintenance Charges- Rs.150/- per quarter.
  2. QR sound box service available (T&C apply)
  3. POS machine facility available (T&C apply)

  1. Click on Know more for other benefits and service charges.

Eligibility:

  1. Individuals
  2. Businessmen
  3. Organizations
  4. Housing society
  5. Commercial Complexes

Service Charge:

  1. ATM Transactions
      Saraswat Bank ATM - Free Cash withdrawal / Balance enquiry at Saraswat bank ATM.
      Other Bank ATM - Free 10 transactions per month. Thereafter Rs 21/- + GST per financial transaction and Rs 10/- +
      GST per for non-financial transaction will  be chargeable.
  1. Non-maintenance of minimum AMB: Rs. 500/- p.m. (proportinoate shortfall).

Account Closuer:

  1. Within 14 days of opening of account - No penal charges
  2. After 14 days up to 6 Months = Rs. 400/-
  3. Within 1 year = Rs. 300/-

Documents:

  1. Click here to download KYC documents submission requirement.

For existing customers of this variant, the revised features & changes will be applicable from 1st October 2025.