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Current Accounts

The thumb rule for successful business is to optimise time aptly. Acknowledging the importance of time in your life, we bring to you Current Accounts. Furnished with the finest services, Saraswat bank offers four distinct options to choose from, aimed at making your banking experience comfortable.

Regular Current Account

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Minimum Balance:
Minimum Average quarterly balance
  1. Urban/ Metro Branches =Rs 5000/-
  2. Semi Urban Branches  =Rs 2500/- 
  3. Rural Branches            =Rs 1500/-
Features:
  1. Free Internet banking, Mobile banking, SMS banking facility
  2. Free International Visa Debit Card for the 1st year
  3. Avail of Safe Deposit Locker facilities

Elite Current Account

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Minimum Balance:
Minimum Average quarterly balance
  1. Urban/ Metro Branches= Rs 10000/-
  2. Semi Urban Branches  = Rs 10000/- 
  3. Rural Branches            = Rs 10000/-
Features:
  1. Free Internet and Mobile Banking
  2. Deposit/Withdraw cash from any of our branches
  3. Free personalized cheque book with 'Payable at Par' facility

Premium Current Account

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Minimum Balance:
Minimum Average quarterly balance
  1. Urban/ Metro Branches= Rs 50000/-
  2. Semi Urban Branches  = Rs 50000/- 
  3. Rural Branches            = Rs 50000/-
Features:
  1. Unlimited issuance of DD/PO
  2. Personalized cheque book free
  3. Free access to other bank ATMs

Platinum Current Account

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Minimum Balance:
Minimum Average quarterly balance
  1. Urban/ Metro Branches= Rs 300000/-
  2. Semi Urban Branches  = Rs 200000/- 
  3. Rural Branches            = Rs 200000/-
Features:
  1. No charges for giving standing instruction or solvency certificates
  2. Employees of the company are entitled to Akshay Salary Account
  3. Free personalized chequebook with 'Payable at Par' facility

RERA Account

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Avg Quarterly Bal:
  1. RERA 1 Account – Nil
  2. RERA 2 Account – Nil
  3. RERA 3 Account – As applicable to Regular/Elite/Premium/Platinum Current account
Features:
  1. RERA 1 Account – NA*
  2. RERA 2 Account – NA*
  3. RERA 3 Account – As applicable to Regular/Elite/Premium/Platinum Current account
     *Cheque will not be issued to
       RERA 1 A/c and RERA 2 A/c.
 
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