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Current Accounts

The thumb rule for successful business is to optimise time aptly. Acknowledging the importance of time in your life, we bring to you Current Accounts. Furnished with the finest services, Saraswat bank offers four distinct options to choose from, aimed at making your banking experience comfortable.

Regular Current Account

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Minimum Balance:
Minimum Average monthly balance
  1. Urban/ Metro Branches =Rs 5000/-
  2. Semi Urban Branches  =Rs 2500/- 
  3. Rural Branches            =Rs 1500/-
Features:
  1. Free Internet banking, Mobile banking, SMS banking facility
  2. Free International Visa Debit Card for the 1st year
  3. Avail of Safe Deposit Locker facilities

Elite Current Account

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Minimum Balance:
Minimum Average Monthly balance
  1. Urban/ Metro Branches = Rs 15000/-
  2. Rural Branches                = Rs 10000/-
Features:
  1. Free Internet and Mobile Banking
  2. Free 10 RTGS/NEFT outward at the branch per month.
  3. 200 Cheque leaves free per year.
  4. Free Personal Accident Insurance cover of Rs.2 lakh for a period of 1 year to the first account holder only.

Premium Current Account

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Minimum Balance:
Minimum Average monthly balance
  1. Urban/ Metro Branches = Rs 50,000/-
  2. Rural Branches                = Rs 30,000/-
Features:
  1. Free 300 cheque leaves free per year.
  2. QR Code Free.
  3. Free Personal Accident Death Coverage of Rs.10 lacs for a period of first 5 years.

Platinum Current Account

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Minimum Balance:
Minimum Average monthly balance
  1. Urban Branches = Rs 1,00,000/-
  2. Semi-Urban  & Rural Branches = Rs 75,000/- 
Features:
  1. Cheque leaf: Free Unlimited.
  2. QR Code Free.
  3. Free Personal Accident Death Coverage of Rs. 20 lacs for a period of first 5 years.

RERA Account

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Avg Quarterly Bal:
  1. RERA 1 Account – Nil
  2. RERA 2 Account – Nil
  3. RERA 3 Account – As applicable to Regular/Elite/Premium/Platinum Current account
Features:
  1. RERA 1 Account – NA*
  2. RERA 2 Account – NA*
  3. RERA 3 Account – As applicable to Regular/Elite/Premium/Platinum Current account
     *Cheque will not be issued to
       RERA 1 A/c and RERA 2 A/c.

CANETC (NETC-National Electronic Toll Collection)

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Minimum Balance:
Average quarterly balance - Rs 5,000/-
Features:
  1. Credit transactions to the account shall be permitted through cash deposit/ cheque deposit/ NEFT/ RTGS/ IMPS, etc.
  2. No need to carry cash or exact change at the toll plaza since toll fare amount would be directly debited from CANETC account.

Society Value Current Account

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Minimum Balance:
Minimum Average monthly balance - Rs. 25,000/-

Features:
  1. No charges for NEFT/ RTGS online transactions.
  2. Free Corporate Internet banking.

Society Prime Current Account

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Minimum Balance:
Minimum Average monthly balance - Rs. 1,00,000/-
Features:
  1. No charges for NEFT/ RTGS transactions (branch as well as online)
  2. Sweep-in Sweep-out facility available.
  3. Passbook facility available
  4. QR Sound Box service available (T & C apply)
  5. Free Corporate Internet banking
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