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First-rate services at your doorstep along with the luxury of numerous banking facilities, what more could one ask for? Saraswat Bank’s Platinum Current Account is designed to grant you the best services.

Features & Benefits:

  1. AMC waiver on Rupay/ Visa debit cards for lifetime.
  2. QR Code Free.
  3. 50% waiver in cost of QR sound box machine.
  4. FREE Personal Accident Death Coverage of Rs.20 lacs for a period of first 5 years to Proprietor and in case of Partnership and Pvt. Ltd. Co. – Anyone of the Partner/Director (Undertaking to be taken from Firm/Company).
     Further renewal will be at the cost of the customer.
  1. Sweep In Sweep Out Facility Available.
  2. No charges for issuance of Balance certificate and Solvency certificate.



  1.  50% Discount on processing fees on Retail loans.
  2. Forex rates at concessional rates will be offered after consultation with IBD.
  3. Cheque bounce protection facility up to Rs. 2 lacs for branches in Metro/ Urban area and up to Rs.1 lac for branches in Semi-urban and Rural areas, subject to conditions.


  1. Cheque leaf Charges: Free.
  2. No charges for NEFT/ RTGS transactions (branch as well as online).
  3. Free Cash withdrawal / Balance enquiry at Saraswat bank ATM or at any other bank ATM.
  4. Free Internet banking and Mobile banking facility.
  5. Free issue of Payorder/DD.
  6. Free monthly account statement by email on registered email id.
  7. No Folio charges and standing instruction charges for Loan/RD.
  8. No AMC charges on demat account.
  9. No charges for issuance of Balance certificate.
  10. No charges for issuance of Solvency certificate.
  11. No Cash handling charges (T&C apply)
  12. QR sound box service available (T&C apply) 
  13. POS machine Facility available (T&C apply)
  14. Click on Know more for service charges.

Eligibility:

  1. Public or Private Limited Companies
  2. Partnership Firms
  3. Proprietorship Concerns
  4. Co-operative Housing Society
  5. HUFs
  6. Commercial Complexes

Documents:

Click here to download KYC documents submission requirement.