Platinum Current Account

Features & Benefits:

1. AMC waiver on Rupay/ Visa debit cards for lifetime.
2. QR Code Free.
3. FREE Personal Accident Death Coverage of Rs. 20 lacs for a period of first 5 years to Proprietor and in case of Partnership and Pvt. Ltd. Co. – Anyone of the Partner/Director (Undertaking to be taken from Firm/Company).

1. Sweep In Sweep Out Facility Available.

1.  50% Discount on processing fees on Retail loans.
2. Forex rates at concessional rates will be offered after consultation with IBD.

1. Unlimited number of cheque leaves are free.
2. No charges for NEFT/ RTGS transactions (branch as well as online).
3. Free Internet banking and Mobile banking facility.
4. Free issue of Payorder/DD.
5. Free monthly account statement by email on registered email id.
6. No Account Maintenance Charges.
7. No Charges for Registration of standing instruction where credit a/c is other than loan/RD.
8. No AMC charges on demat account.
9. No charges for issuance of Balance certificate.
10. Cash handling (Deposit) Charges at home and non-home branch: Free monthly limit - 20 times of previous month's AMB.

1. Cash handling (Withdrawal) Charges at home and non-home branch: No Charges.
2. QR sound box service available (T&C apply) 
3. POS machine Facility available (T&C apply)
4. Click on Know more for service charges.

Eligibility:

1. Public or Private Limited Companies
2. Partnership Firms
3. Proprietorship Concerns
4. Co-operative Housing Society
5. HUFs
6. Commercial Complexes

Service Charges:

1. ATM Transaction: Free Cash withdrawal / Balance enquiry at Saraswat bank ATM or at any other bank ATM.
2. Charges for Non-maintenance of Average Monthly balance (AMB): Rs. 1000/- p.m. (proportinoate shortfall).

Account Closure:

1. Within 14 days of opening of account - No penal charges
2. Within 6 Months = Rs 2000/-
3. Within 1 year = Rs 1000/-

Documents:

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