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Devised to cater to SMEs, Corporates and Retail establishments, Saraswat Bank’s Premium Current Account is equipped with maximum benefits. Contemporary technology, Easy Pay Facility and leverages on loan, avail all of this by maintaining an average quarterly balance of Rs. 50,000/- in your current account.

Features & Benefits:

  1. 250 cheque leaves free every financial year. Rs 4/- per leaf thereafter
  2. Free Internet banking and Mobile banking facility.
  3. First 5 financial transactions per month are free at our Bank's ATM. Thereafter Rs 10/- +GST per financial transaction. Non-Financial ATM transactions are free at our Bank's ATM.
  4. No charges for NEFT/ RTGS online transactions.
  5. Free issue of 5 DD/ PO per month upto Rs 50000/- each.
  6. Free monthly account statement by email on registered email id.
  7. No cash handling charges till 500 pieces per day (T&C apply).
  8. AMC waiver on Rupay/Visa debit cards for first 7 years.
  9. No AMC for initial five years on opening Demat Account.
  10. Ledger folio charges: Minimum Rs 50/- per quarter, otherwise Rs 25/- per folio of 40 entries or part thereof ehichever is higher.
  11. 25% waiver on processing fee for Car, Housing and education loans applied in the names of Proprietor, Firm, Partners, Directors.
  12. 25% discount on charges for issuance of balance certificate and solvency certificate.
  13. QR sound box service available. (T&C apply)
  14. POS machine service available (T&C apply)
  15. Click on Know more for other benefits and service charges.

Eligibility:

  1. Individual
  2. HUF/Trust
  3. Partnership Firms
  4. Proprietorship Concerns
  5. Company (Body corporate)
  6. Commercial complexes
  7. Co-operative Housing Society

Account Closure:

  1. Within 14 days – No penal charges
  2. Above 14 days up to 6 months - Rs.2000/- and Rs.2/- per unused cheque + GST.
  3. Above 6 months up to 1 year - Rs.1000/- and Rs.2/- per unused cheque +GST

Documents:

Click here to download KYC documents submission requirement.