Devised to cater to SMEs, Corporates and Retail establishments, Saraswat Bank’s Premium Current Account is equipped with maximum benefits. Contemporary technology, Easy Pay Facility and leverages on loan, avail all of this by maintaining an average quarterly balance of Rs. 50,000/- in your current account.

Features & Benefits:

  1. Free unlimited issue of  DD/PO
  2. Free NEFT/RTGS  online transactions.
  3. Free Internet banking,  SMS Banking facility, Mobile Banking.
  4. Free statement of accounts through email.
  5. Cash handling charges- max 500 pieces free per day(T&C apply)
  6. 250 cheque leaves free p.a. (t &c apply).Thereafter Rs 4 per leaf.
  7. AMC waiver for lifetime on Rupay/ Visa debit cards.
  8. 50% Waiver  on issuance of Balance Certificate & Solvency Certificate
  9. 50% concession on processing fees  on any Retail Loan products(t &c apply)
  10. No AMC for initial  five years on opening Demat Account.
  11. No charges for using Saraswat Bank ATM. 


  1. Public or Private Limited Companies
  2. Partnership Firms
  3. Proprietorship Concerns
  4. Small and Medium Enterprise
  5. Retail Establishment
  6. Trusts


Click here to download KYC documents submission requirement.


Service Charges
  1. For Service Charges details please refer to Service Charges section on website
Account Closure Charges
  1. If closed within 6 months, Rs. 1000 +charges for unused cheque leaves at Rs. 2 per leaf
  2. If closed within 1 year, Rs. 500 +charges for unused cheque leaves at Rs. 2 per leaf
  3. Unused cheque leave charges are applicable to all accounts which are closed

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555