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Devised to cater to SMEs, Corporates and Retail establishments, Saraswat Bank’s Premium Current Account is equipped with maximum benefits. Contemporary technology, Easy Pay Facility and leverages on loan, avail all of this by maintaining an average monthly balance of Rs. 50,000/-(Urban braches) in your current account.

Features & Benefits:

  1. AMC waiver on Rupay/Visa debit cards for first 7 years.
  2. QR Code Free
  3. 25% waiver in cost of QR sound box machine
  4. FREE Personal Accident Death Coverage of Rs.10 lacs for a period of first 5 years to Proprietor and in case of Partnership and Pvt. Ltd. Co. – Anyone of the Partner/Director (Undertaking to be taken from Firm/Company).
Further renewal will be at the cost of the customer.
  1. 300 cheque leaves free every financial year. Rs 2/- per leaf thereafter
  2. Free Internet banking and Mobile banking facility.
  3. Cash withdrawal / Balance enquiry at Saraswat Bank ATM is Free.
  4. No charges for NEFT/ RTGS online transactions.
  5. Free unlimited Issue on DD/ PO.
  6. Free monthly account statement by email on registered email id.
  7. No Cash handling charges (T&C apply).
  8. Free AMC for initial 3 years on opening Demat Account.
  9. 25% Discount on processing fees on retail loans.
  10. Free issuance of balance certificate and solvency certificate.
  11. Ledger folio charges: Free
  12. QR sound box service available. (T&C apply)
  13. POS machine service available (T&C apply)
  14. Click on Know more for  service charges.

Eligibility:

  1. Individual
  2. HUF/Trust
  3. Partnership Firms
  4. Proprietorship Concerns
  5. Company (Body corporate)
  6. Commercial complexes
  7. Co-operative Housing Society

Service Charges/ Penalty:

Non maintenance of minimum average monthly balance penalty of Rs. 750/- p.m (proportionate to shortfall).

Account Closure:

  1. Within 14 days – No penal charges
  2. Above 14 days up to 6 months - Rs.1000/- + GST.
  3. Above 6 months up to 1 year - Rs.500/- +GST.

Documents:

Click here to download KYC documents submission requirement.