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New Retail Internet Banking

Dear Customer, kindly note that the said section will be live and available for use from 18th August 2025. Until then kindly use the Old e-Banking.

With loads of facilities and plenty of benefits; the Saraswat Bank Regular Current Account is an ideal account for your business transactions. With internet and mobile banking at your fingertips, managing a current account couldn’t get any simpler.
  1. Features & Benefits:

  2. 50 Cheque leaves free every financial year. Rs.5/- per leaf thereafter w.e.f. 01.07.2018
  3. AMC waiver for first 3 years on Rupay/Visa Debit Card.
  4. First 5 financial transactions per month are free at our banks ATM. Thereafter Rs.10/- +GST per financial transaction. Non-Financial ATM transactions are free.
  5. Cash handling (Deposit) Charges at home and non-home branch: Free monthly limit - 8 times of previous month's AMB.
  6.       Chargeable: Beyond free limit Rs. 3 per Rs. 1000/- (T&C apply).
  7. Free Internet banking, Mobile banking.
  8. Online NEFT/ RTGS transactions are free.
  9. AMC waiver on Demat account for 1st year.
  10. Ledger Folio charges- Rs.150/- per quarter.
  11. QR sound box service available (T&C apply)
  12. POS machine facility available (T&C apply)

Minimum Balance:

Minimum Monthly Average Balance
  1. Metro/Urban area - Rs.5000/-
  2. Semi urban area - Rs.2500/-
  3. Rural - Rs.1500/-

Eligibility:

  1. Individuals
  2. Businessmen
  3. Organizations
  4. Housing Societies
  5. Commercial Complexes

Service Charges:

For non-maintenance of minimum balance (per month) w.e.f. 01.10.2025
  1. Metro/urban Branch - Rs 400/- + GST per month.
  2. Rural Branch - Rs 150/- + GST per month. 






Accout Closure:

  1. Within 14 days – No penal charges
  2. Above 14 days up to 6 months - Rs.600/- + GST.
  3. Above 6 months up to 1 year - Rs.350/- +GST.

Documents:

Click here to download KYC documents submission requirement.