Apply for a Home Loan by submitting the documents at any of our branches. Enjoy the added benefits of hassle free centralized processing, quick turnaround time, attractive take over options and repayment schedule with no hidden costs.
Providing housing loan to non-resident Indians or a person of Indian origin-residing outside India, for acquisition of a residential accommodation in India.

Conditions for Loan:

  1. The quantum of loans, margin money and the period of repayment shall be at par with those applicable to housing finance provided to a person resident in India.
  2. The loan shall be fully secured by equitable mortgage of the property proposed to be acquired, and if necessary, also by lien on the borrower’s other assets in India.
  3. The installment of loan, interest and other charges, if any, shall be paid by the borrower by remittance from outside Indian through normal banking channels or out of funds in his NRE/FCNR/NRO account in India or out of rental income derived from renting out property acquired by utilization of the loan.
  4. The rate of interest on the loan shall conform to the directives issued by the Reserve Bank of India.


  1. Repayment shall be made by fresh inward remittances from outside Indian through normal banking channels.
  2. Out of the local rupee resources in NRE/NRO/FCNR account of the borrower
  3. In case of Housing Loan, the close relatives (as defined under Section 6 of the Companies Act 1956) of the borrower in India are allowed to repay the installment of such loans, interest and other charges, if any, through their bank account directly to the borrower’s loan account with the Bank.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555