Devised to cater to SMEs, Corporates and Retail establishments, Saraswat Bank’s Premium Current Account is equipped with maximum benefits. Contemporary technology, Easy Pay Facility and leverages on loan, avail all of this by maintaining an average quarterly balance of Rs. 50,000/- in your current account.

Features & Benefits:

  1. Unlimited issuance of DD/PO
  2. Free online Interbank funds transfer through NEFT /RTGS
  3. Shop using your International Rupay Debit Card depending on the balance in your savings account
  4. Enjoy Free Internet Banking and SMS Banking facility
  5. Personalized cheque book free
  6. Free access to other bank ATMs
  7. Free DEMAT Account, i.e. you do not have to bear any annual maintenance charges for first five years
  8. 50% concession on charges for balance certificate and solvency certificate
  9. 50% waiver on all charges levied, maximum up to Rs. 1,000/- for the services availed during the financial year*
  10. Pay your electricity bills, telephone bills through “Easy Pay Facility” at no extra cost.
  11. Receipt of Monthly Statement of Accounts by Email at no charges
  12. Apart from the above, any retail loans extended (Car loan, MPLS and Samruddhi loan) in the name of Firm/ Company/ Proprietor/ Partners/Directors will enjoy 50% concession on processing fees, subject to 1 year of maintaining the account. This waiver will be provided up to a maximum of Rs 15,000/- in a year on any one Retail Loan


  1. Public or Private Limited Companies
  2. Partnership Firms
  3. Proprietorship Concerns
  4. Small and Medium Enterprise
  5. Retail Establishment
  6. Trusts


Click here to download KYC documents submission requirement.


Service Charges
  1. For Service Charges details please refer to Service Charges section on website
Account Closure Charges
  1. If closed within 6 months, Rs. 1000 +charges for unused cheque leaves at Rs. 2 per leaf
  2. If closed within 1 year, Rs. 500 +charges for unused cheque leaves at Rs. 2 per leaf
  3. Unused cheque leave charges are applicable to all accounts which are closed

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 6600 5555
Email: corporatecenter@saraswatbank.com