True to its name, Suvidha Savings Account is well equipped with all convenient features at a zero balance facility. A low maintenance account, it is specially designed for those who do not hold any form of Savings Bank account with us.


  1. Individuals including Minor by guardian. (Customer should not have any other form of Savings Bank account with the Bank)

Initial Deposit & Minimum Average Quarterly Balance: 

  1. NIL

Rate of interest:

 3.00% p.a. with quarterly rest.

Special Facilities/Features:

  1. Cheque book facility is available subject to t &c as applicable to Regular savings account.
  2. No AMC charges for issuance of  Rupay Debit Card for 1st year.
  3. First 5 financial transactions are allowed free per month at Saraswat Bank ATM. Thereafter charges Rs 10/- per Financial transaction would be applicable. No charges for non-financial transactions.
  4. 5 transactions (financial  and non-financial) p.m are allowed free at other banks ATM. Thereafter, Financial transactions at other Bank ATMs for cash withdrawal will be Rs 20/- per transaction and non-financial transactions will be Rs 10/-per transaction.
  5. Maximum of 4 debit transactions are allowed per month free of charge to the customer for cash withdrawals at branch. Thereafter, Cash Withdrawal at branch will be charged at Rs 10/- per transaction.
  6. Standing instructions facility available.
  7. Facility of Any Branch Banking available.
  8. Free Internet Banking and Mobile Banking facility.
  9. NEFT/RTGS online transactions are free.
  10. No minimum balance charges applicable.
  11. No limit on the number of credit transactions during a month.

Other Rules:

1. KYC norms as applicable to Regular Savings Account as per KYC-AML Policy of the Bank will be applicable.
2. Holders of Suvidha Savings Account will not be eligible for opening any other savings bank deposit account with our Bank.


Click here to download KYC documents submission requirement.