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True to its name, Suvidha Savings Account is well equipped with all convenient features at a zero balance facility. A low maintenance account, it is specially designed for those who do not hold any form of Savings Bank account with us.

Eligibility:

  1. Individuals including Minor by guardian. (Customer should not have any other form of Savings Bank account with the Bank)

Initial Deposit & Minimum Average Quarterly Balance: 

  1. NIL

Rate of interest:

 3.00% p.a. with quarterly rest.


Special Facilities/Features:

  1. Cheque book facility is available subject to t &c as applicable to Regular savings account.
  2. No AMC charges for issuance of  Rupay Debit Card for 1st year.
  3. First 5 financial transactions are allowed free per month at Saraswat Bank ATM. Thereafter charges Rs 10/- per Financial transaction would be applicable. No charges for non-financial transactions.
  4. 5 transactions (financial  and non-financial) p.m are allowed free at other banks ATM. Thereafter, Financial transactions at other Bank ATMs for cash withdrawal will be Rs 20/- per transaction and non-financial transactions will be Rs 10/-per transaction.
  5. Maximum of 4 debit transactions are allowed per month free of charge to the customer for cash withdrawals at branch. Thereafter, Cash Withdrawal at branch will be charged at Rs 10/- per transaction.
  6. Standing instructions facility available.
  7. Facility of Any Branch Banking available.
  8. Free Internet Banking and Mobile Banking facility.
  9. NEFT/RTGS online transactions are free.
  10. No minimum balance charges applicable.
  11. No limit on the number of credit transactions during a month.

Other Rules:

1. KYC norms as applicable to Regular Savings Account as per KYC-AML Policy of the Bank will be applicable.
2. Holders of Suvidha Savings Account will not be eligible for opening any other savings bank deposit account with our Bank.

Documents:

Click here to download KYC documents submission requirement.