True to its name, Suvidha Savings Account is well equipped with all convenient features at a zero balance facility. A low maintenance account, it is specially designed for those who do not hold any form of Savings Bank accounts with us.

Minimum Balance:

  1. Zero Balance


  1. Cheque book facility will be provided as applicable to regular Savings Account
  2. AMC waiver on Rupay Debit Card   for 1st year
  3. No charges for transactions at Saraswat bank ATM.
  4. 5 transactions(fin and non-financial) p.m are allowed free at other banks ATM.
  5. The daily combined limit for Rupay card  will be Rs 25000/- per day ( cash withdrawal at ATM+POS+ Online transactions)
  6. Standing instructions facility will be provided as applicable to Regular Savings Account.
  7. Facility of Any Branch Banking will be allowed under this scheme.
  8. Internet Banking and Mobile Banking will be provided free of cost to the customer.
For RTGS/NEFT facility on Internet Banking standard charges as levied to Regular Savings Account will be applicable.

Interest Rates:

 3% p.a. w.e.f. 1st June 2020 with quarterly rest.


Our Suvidha Savings Account is for anyone who is a resident individual (sole or joint) or comes from a Hindu undivided family

Service Charges:

  1. No minimum balance charges applicable.
  2. No limit on the number of credit transaction during a month.
  3. Maximum of 4 debit transactions are allowed per month free of charge to the customer together for cash withdrawals at branch and for ATM transactions done at Saraswat Bank ATMs. Thereafter, Cash Withdrawal at branch will be charged at ` 10/- per transaction and Cash Withdrawal at Saraswat Bank ATMs will be offered free of charge.
  4. No charges will be applicable for non-operation of account or activation of inoperative account.
  5. Standard ABB and Cash Handling charges as applicable to Regular Savings Account will be levied under this scheme.

Other Points:

Holders of Suvidha Savings Account will not be eligible for opening any other savings bank deposit account with our bank.
If a customer has any other existing savings bank deposit account in our bank then he/she will not be allowed to open Suvidha Savings Account with our bank. In case he desires to have a Suvidha Savings Account then his earlier account has to be closed. This restriction is applicable in case of existing Joint Account also.


Click here to download KYC documents submission requirement.

Mile yahan, Dono Jahan

True to its new tag line, "Mile Yahan Dono Jahan", Saraswat Bank is committed to bridging the gap between technology and tradition by bringing to its customers the best of both worlds.

Keeping tradition intact and embracing technology, the Bank has matched strides with India's digital revolution by offering various digital banking services designed to make banking more easy and convenient like mobile banking, internet banking, international VISA EMV and RuPay chip cards, etc. Simultaneously, through its emphasis on personalized attention, the Bank has maintained its personal touch with customers. Agility of the small bank with the ability of the large bank has been Saraswat Bank's enduring heritage new.

Contact Saraswat Bank

Corporate Office
Saraswat Co-operative Bank Limited
Ekanath Thakur Bhawan 953, Appasaheb Marathe Marg, Prabhadevi. Mumbai- 400 025
Tel: [+91] (022) 2400 5555
Email: corporatecenter@saraswatbank.com